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171 Kelly Way, Sparks, MD, 21152

3beds
3baths
2,160sqft
$881,390
$408price/sqft
$5,737/moest. monthly cost
$229,480/yrincome needed

About This Home

This elegant villa offers two thoughtfully designed floors of comfortable living, complemented by a full basement with a finished recreation room and full bathroom-perfect for entertaining or everyday use. The first floor is centered around a striking double-height Great Room that flows seamlessly into the kitchen and dining area. The private owner's suite, tucked into a quiet corner, features an attached bathroom for added convenience. Upstairs, two additional bedrooms and a versatile loft provide flexible space for work, relaxation, or guests. The finished basement further enhances the home, offering extra room to unwind, host, or adapt to your lifestyle needs.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

10/10
Sparks Elementary SchoolGrades K-52.2 mi
9/10
Hereford Middle SchoolGrades 6-84.3 mi
10/10
Hereford High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Lennar

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,160 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Cold Wave
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,456$53,472
Home Insurance *$295$3,540
Property Taxes $705$8,460
Electricity $281$3,374
Total$5,737$68,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,697/yr
40% on housing$172,110/yr
45% on housing$152,986/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 21152$292
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21152$325
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Price change$871,390
2025-12-24Listed for sale$866,390

New Construction Spec

BrokerageLennar

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