6108 Northstead Ave #201, Billings, MT, 59101
About This Home
Affordable homeownership opportunity through Trust Montana’s Co-Purchase Program offering up to $90k in HUD-funded down payment assistance for income-qualified buyers. Household income must be at or below 80% of Area Median Income for Yellowstone County. FHA first time homebuyer def. & mortgage requirements apply. This reduces home purchase prices to approximately $175k–$190k (based on household income & need). Buyer purchases the townhome & leases the land for $50/month on a long-term, renewable ground lease w/ resale price restrictions to preserve affordability. This program supports true homeownership w/ equity-building potential while lowering upfront costs. Assistance is awarded based on need, w/ up to four buyers selected through a random drawing following a completed application. Purchase price is firm; no higher offers accepted. Contact for more information & link to application.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Roof: Asphalt
- Construction materials: Hardboard
Other
- Builder name: McCall Homes
Type & Style
- Home type: Townhouse
- Architectural style: Two Story
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area above ground: 1,070
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,070 sqft
Property
Details
- Parcel number: C18457
- Zoning description: Planned Unit Development
Features
- Levels: Two
- Stories: 2
- Exterior features: Sprinkler/Irrigation
- Fencing: None
Lot
- Lot size: 1,241 sqft
- Features: Alley,Landscaped,Level
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Yellowstone County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,321 | $15,852 |
| Home Insurance | $179 | $2,148 |
| Property Taxes | $161 | $1,932 |
| Electricity | $151 | $1,812 |
| Total | $1,812 | $21,744 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-23 | Listed for sale | $261,250 |
View on Zillow