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319 Desoto BLVD N, Naples, FL, 34120

3beds
2baths
1,546sqft
$545,000
$353price/sqft
$3,582/moest. monthly cost
$143,280/yrincome needed

About This Home

One or more photo(s) has been virtually staged, AI generated or rendered. This brand-new 2025 single-family residence is set on 2.5 acres with tranquil preserve views. This thoughtfully designed 3-bedroom, 2-bathroom home includes a 2-car garage and lanai, with completion and move-in readiness scheduled for mid May 2026. Interior features include tile flooring throughout, granite countertops, stainless steel appliances, Taexx in wall pest control system, impact-resistant windows and doors. The open-concept layout provides comfortable everyday living and flows seamlessly to the rear patio, ideal for enjoying the surrounding natural beauty. The primary bedroom includes a walk-in closet, double vanity, and a tiled walk-in shower. Additional highlights include a whole-house reverse osmosis system, termite baiting system, sprinkler system, and a gravity-fed septic tank. Conveniently located near a fire/EMS station and just minutes from retail and dining. A rare opportunity to own new construction offering space, privacy, and modern features. ******With an acceptable offer, the seller is offering the buyer a choice of ONE of the following***** Blackstone grill with air fryer, Large-capacity washer and dryer, OR Screening of the rear lanai.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Block,Poured Concrete
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Reverse Osmosis
  • Laundry features: Washer/Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-In Cabinets,Smoke Detectors,Walk-In Closet(s),Laundry in Residence
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,235
  • Total interior livable area: 1,546 sqft

Property

Details

  • Parcel number: 40749000101

Features

  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Landscaped Area,Trees/Woods
  • Waterfront features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 2.58 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Coastal Flooding
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$363$4,356
Property Taxes $267$3,204
Electricity $197$2,366
Total$3,582$42,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,811/yr
40% on housing$107,460/yr
45% on housing$95,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 34120$338
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34120$316
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$545,000
2026-02-18Price change$559,000
2025-12-24Listed for sale$570,000

New Construction

AgentChad DeSear
BrokeragePremiere Plus Realty Company

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