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4155 Cliff Rd S, Birmingham, AL, 35222

4beds
3baths
2,770sqft
$655,000
$236price/sqft
$4,266/moest. monthly cost
$170,640/yrincome needed

About This Home

Welcome home to this historic 1918 home, full of charm and surrounded by stunning views from front and back! The welcoming front terrace is a perfect spot to enjoy a glass of wine or entertain guests. The main level offers a formal living room with original fireplace, formal dining, and an additional study/den. There are soaring ceilings, gleaming hardwood floors, and abundant natural light throughout the living space. The kitchen offers modern updates with tile floor and backsplash, granite countertops, recessed lighting, and lots of cabinet/counter space. Upstairs, the 4 bedrooms have hardwood floors and AMAZING views! The renovated master bath has a luxurious shower, water closet, and double vanities, while the guest bath has timeless hexagonal tile floor and original refurbished tub. There is off street ally parking with a 2-car carport as well. You will be convenient to parks, fabulous restaurants, shopping, UAB, and Downtown. You don't want to miss this stunning piece of history!

Getting Around

18
WalkingCar-Dependent
16
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

7/10
1/10
1/10

Construction

Condition

  • Year built: 1918

Materials

  • Foundation: Basement
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes

Basement

  • Area: 701

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Daylight

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Recessed Lighting,High Ceilings,Crown Molding,Smooth Ceilings,Double Shower,Linen Closet,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Brick (FIREPL),Bedroom,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,770

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,770 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 2300324002016.000
  • Special condition: Court Approval Req'd

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Porch,Open (DECK),Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: City
  • Waterfront features: No

Lot

  • Lot size: 0.41 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$329$3,948
Property Taxes $316$3,792
Electricity $309$3,719
Total$4,266$51,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,262/yr
40% on housing$127,980/yr
45% on housing$113,760/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 35222$151
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35222$226
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$655,000
2026-03-26Price change$695,000
2026-02-09Listed for sale$720,000
2025-09-22Contingent$720,000
2025-07-31Listed for sale$720,000
2020-11-02Sold$540,000

For Sale by Agent

AgentAngelica Thomas
BrokerageKeller Williams Realty Vestavia

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