See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7 Patriot Street, Farmingdale, NJ, 07727

5beds
4baths
3,685sqft
$1,079,999
$293price/sqft
$7,640/moest. monthly cost
$305,600/yrincome needed

About This Home

Welcome to 7 Patriot Street, a freshly built home ready for a quick closing and it's new owners! Situated on one of the largest lots in the Reserve, this 5 bedroom, 3.1 bathroom home with a dedicated office space offers flexible living with a finished basement complete with a private bedroom and full bath; perfect for multi-generational living, in-law suite, or a guest space! Front porch, back covered deck, an open concept kitchen that flows into the living room with modern hardwood floors, this home is the perfect space that blends functionality and comfort while still perfect for entertaining. Set in a quiet yet convenient location, and also part of the Freehold Regional School District. Take advantage of the easy access to many local stores, shops, GSP, Route 33, the Jersey Shore

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Ardena Elementary SchoolGrades K-51.2 mi
7/10
5/10
Howell High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceilings - 9Ft+ 1st Flr,Recessed Lighting
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Attic

Heating & Cooling

  • Heating features: 2 Zoned Heat
  • Cooling features: 2 Zoned AC

Interior Area

  • Total structure area: 3,685
  • Total interior livable area: 3,685 sqft

Property

Details

  • Parcel number: 21001840500009
  • Zoning description: Residential, Single Family
  • Exclusions: Personal Items

Features

  • Stories: 3

Lot

  • Lot size: 0.30 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Driveway,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Ice Storm
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,461$65,532
Home Insurance *$234$2,808
Property Taxes $1,539$18,468
Electricity $406$4,874
Total$7,640$91,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,942/yr
40% on housing$229,200/yr
45% on housing$203,733/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 07727$363
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07727$359
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$1,079,999
2026-08-01Price change$1,079,999
2026-06-30Price change$1,099,999
2026-06-11Price change$1,124,000
2026-05-26Listed for sale$1,149,000
2024-07-24Sold$981,390
2024-01-03Sold$345,000

For Sale by Agent

AgentVictoria Imperiale
BrokerageC21/ Mack Morris Iris Lurie

Similar Homes