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20 River Street, Sea Bright, NJ, 07760

3beds
5baths
2,630sqft
$2,004,000
$762price/sqft
$12,659/moest. monthly cost
$506,360/yrincome needed

About This Home

Absolutely spectacular! Set against the tranquil shores of the Shrewsbury River, just steps from the beach, Haven at Sea Bright by Toll Brothers - Beacon Collection offers sophisticated new townhomes in Sea Bright, NJ, with modern 4-story designs and low-maintenance living. This model includes an elevator from garage to rooftop. Still time to make all your interior design studio selections. Spring 2027 closing.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
4/10
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bathroom

  • Area: 57.599999999999994
  • Dimensions: 9.6 x 6

Bathroom

  • Area: 44.28
  • Dimensions: 8.2 x 5.4

Bathroom

  • Area: 27
  • Dimensions: 5 x 5.4

Bathroom

  • Area: 31.619999999999997
  • Dimensions: 5.1 x 6.2

Bedroom

  • Area: 131.1
  • Dimensions: 11.5 x 11.4

Bedroom

  • Area: 133.28
  • Dimensions: 11.9 x 11.2

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Area: 130
  • Dimensions: 13 x 10

Features

  • Balcony,Ceilings - 9Ft+ 1st Flr,Ceilings - 9Ft+ 2nd Flr,Elevator,Recessed Lighting

Great Room

  • Area: 226.44000000000003
  • Dimensions: 15.3 x 14.8

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,3+ Zoned Heat
  • Cooling features: 3+ Zoned AC

Interior Area

  • Total structure area: 2,630
  • Total interior livable area: 2,630 sqft

Kitchen

  • Area: 182
  • Dimensions: 14 x 13

Other

  • Area: 198.89999999999998
  • Dimensions: 17 x 11.7

Other

  • Area: 81.1
  • Dimensions: 10 x 8.11

Property

Details

  • Parcel number: 99999
  • Zoning description: Planned Residential, Single Family

Features

  • Stories: 5
  • Exterior features: Balcony
  • Has view: Yes
  • View description: River,Ocean
  • Has water view: Yes
  • Water view: Ocean,River
  • On waterfront: Yes
  • Waterfront features: Ocean Block,River Front

Parking

  • Total spaces: 2
  • Parking features: Paver Block
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,133$121,596
Home Insurance *$641$7,692
Property Taxes $1,596$19,152
Electricity $289$3,479
Total$12,659$151,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$434,022/yr
40% on housing$379,770/yr
45% on housing$337,573/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$762This listing

vs Other Active Listings

Avg $/sqft

ZIP 07760$699
Monmouth County$424

vs Homes Sold Last Month

Median $/sqft

ZIP 07760$677
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,991,000
2024-06-10Sold$183,216

New Construction

AgentMary Portway
BrokerageToll Brothers Real Estate

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