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190 Mill Valley Way, New Market, AL, 35761

4beds
3baths
2,565sqft
$299,995
$117price/sqft
$2,122/moest. monthly cost
$84,880/yrincome needed

About This Home

Under Construction-Under construction! One of our top-selling plans, the Harrington at the Cottages at Moores Mill, delights with its massive second-floor owner's suite, privately tucked away on the same level as its three additional bedrooms. The first floor impresses with an open-concept family room, breakfast nook, and large center island, plus a 5th bedroom/bathroom.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
7/10
Hazel Green High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Materials

  • Foundation: Slab

Other

  • Builder name: SMITH DOUGLAS HOMES

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: First
  • Area: 306

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 2,565 sqft

Kitchen

  • Features: 9’ Ceiling,Kitchen Island,Recessed Lighting,Smooth Ceiling,Vinyl
  • Level: First
  • Area: 195

Living Room

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: First
  • Area: 108

Property

Details

  • Parcel number: 0802030000005190

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$222$2,664
Property Taxes $97$1,164
Electricity $287$3,444
Total$2,122$25,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,754/yr
40% on housing$63,660/yr
45% on housing$56,586/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 35761$134
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35761$158
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$299,995
2026-04-10Listed for sale$310,260

New Construction Spec

AgentLynell Moore
BrokerageSDH Alabama LLC

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