590 Franks Ferry Rd, Sparta, TN, 38583
About This Home
Located at 594 Franks Ferry Rd, this property offers a unique setup featuring two homes in a quiet rural setting just minutes from White County Community Hospital and downtown Sparta. The primary residence offers approximately 1,568 sq ft, while the second, older home offers approximately 1,270 sq ft, providing flexibility for a variety of living arrangements, extended family use, or additional space. The property is situated along a county road with a peaceful country feel while remaining convenient to local amenities, schools, and services. Utilities are available in the area. A versatile opportunity for buyers seeking space, functionality, and a rural lifestyle with close proximity to town.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Roof: Metal
- Construction materials: Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Electric Water Heater
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Walk-In Closet(s)
- Fireplace features: None
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,838
- Total interior livable area: 2,838 sqft
Property
Details
- Parcel number: 021.00
Features
- Pool features: Above Ground
- Patio & porch: Porch,Covered,Patio,Deck
Lot
- Lot size: 1.27 Acres
- Features: Cleared
- Lot size dimensions: IRR
Parking
- Total spaces: 2
- Parking features: RV Access/Parking,Garage Door Opener,Detached
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance | $220 | $2,640 |
| Property Taxes | $146 | $1,752 |
| Electricity | $230 | $2,767 |
| Total | $2,618 | $31,416 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-02 | Listed for sale | $399,999 |
| 2026-01-24 | Listing removed | -- |
| 2025-12-27 | Listed for sale | $400,000 |
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