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902/904 McKinley St, Ocilla, GA, 31774

2beds
1baths
720sqft
$110,000
$153price/sqft
$992/moest. monthly cost
$39,680/yrincome needed

About This Home

Income-producing property featuring two rental units on one parcel. The main home at 902 McKinley St is a 2 bedroom, 1 bath residence, while 904 McKinley St is a 3 bedroom, 2 bath mobile home. Both units are currently used as rentals, offering strong income potential for investors or owner-occupants seeking supplemental rental income. Convenient Ocilla location with easy access to town amenities. Acreage is estimated and was determined using QPublic measurement tool. Ideal addition to a rental portfolio. Mobile home Tag# PB-976

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
5/10
7/10
Irwin County High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1956

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Other
  • Window features: Storm Window(s)
  • Flooring: Tile
  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: OC21016001

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.30 Acres
  • Features: None

Parking

  • Parking features: Side/Rear Entrance

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hurricane
Tornado
Drought
Hail

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$148$1,776
Property Taxes $69$828
Electricity $219$2,637
Total$992$11,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,011/yr
40% on housing$29,760/yr
45% on housing$26,453/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.5%
-6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 31774$114
Irwin County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 31774
Irwin County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-29Listed for sale$110,000

For Sale by Agent

AgentMelissa Burgess
BrokerageColdwell Banker Active Real Estate

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