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389 WOODS Lane, Augustine, FL, 32092

4beds
3baths
1,760sqft
$369,990
$210price/sqft
$2,478/moest. monthly cost
$99,120/yrincome needed

About This Home

The OSPREY floor plan is a two-story home with the owner's suite located on the first floor. It boasts three bedrooms, two and a half bathrooms, a loft, and a two-car garage. The house comes with various features such as 42'' kitchen and bathroom cabinets, quartz kitchen countertops, whole house blinds, gutters, security system pre-wires, paved driveways, and natural gas.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Trout Creek AcademyGrades K-81.9 mi
7/10
Bartram Trail High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Other

  • Builder name: Dream Finders Homes

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Level: Second
  • Area: 154
  • Dimensions: 11.00 x 14.00

Bedroom3

  • Level: Second
  • Area: 168
  • Dimensions: 12.00 x 14.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Eat-in Kitchen,Entrance Foyer,Pantry,Primary Bathroom - Shower No Tub,Master Downstairs,Split Bedrooms,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,210
  • Total interior livable area: 1,760 sqft

Kitchen

  • Level: First
  • Area: 100
  • Dimensions: 10.00 x 10.00

Living Room

  • Level: First
  • Area: 247
  • Dimensions: 13.00 x 19.00

Master Bedroom

  • Level: Second
  • Area: 180
  • Dimensions: 15.00 x 12.00

Property

Details

  • Parcel number: 0103815130
  • Attached to another structure: Yes
  • Zoning description: PUD

Features

  • Stories: 2
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 6,098 sqft
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$180$2,160
Property Taxes $231$2,772
Electricity $197$2,366
Total$2,478$29,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,960/yr
40% on housing$74,340/yr
45% on housing$66,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 32092$221
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32092$217
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$369,990
2026-04-08Price change$371,075
2026-03-22Price change$370,490
2026-02-06Price change$369,990
2026-01-21Price change$376,990
2026-01-14Price change$374,990
2025-12-29Listed for sale$379,990

New Construction Spec

AgentNANCY PRUITT
BrokerageOLYMPUS EXECUTIVE REALTY, INC

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