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3162 Vanessa Lynne Ln, Johns Island, SC, 29455

4beds
4baths
2,553sqft
$824,990
$323price/sqft
$5,214/moest. monthly cost
$208,560/yrincome needed

About This Home

READY NOW! Homesite 19 featuring the last remaining Amberly floor plan in Waterloo Estates! This elevated raised home offers vaulted ceilings, abundant natural light, high-end finishes, and open-concept living with a main-level owner's suite. The gourmet kitchen includes a 36'' gas cooktop, stainless hood, and an 8-ft island. Private home office, plus upstairs loft, three bedrooms, and two full baths. Drive-under garage below. Discover Waterloo Estates, a premier gated community in Charleston, South Carolina. This community offers the convenience of natural gas services and spans 77 acres of protected wetlands, featuring stunning mature live oaks and a scenic 2.5-mile walking trail. 25 minutes to Folly Beach and 15 minutes to downtown Charleston.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Haut Gap Middle SchoolGrades 6-82.9 mi
2/10
St. Johns High SchoolGrades 9-124.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Raised
  • Roof: Architectural
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Kitchen Island,Walk-In Closet(s),Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Pantry
  • Flooring: Carpet,Ceramic Tile,Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,553
  • Total interior livable area: 2,553 sqft

Property

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Front Porch,Screened
  • Spa features: Bath

Lot

  • Lot size: 9,583 sqft
  • Features: Wooded

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Earthquake
Coastal Flooding
Cold Wave
Ice Storm
Lightning
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$524$6,288
Property Taxes $274$3,288
Electricity $245$2,946
Total$5,214$62,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,765/yr
40% on housing$156,420/yr
45% on housing$139,040/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 29455$454
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29455$313
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Price change$824,990
2026-05-11Price change$834,990
2026-05-01Listed for sale$844,990
2026-01-07Listing removed$927,990
2025-12-29Listed for sale$927,990

New Construction

AgentCofa Mccarthy
BrokerageDFH Realty Georgia, LLC

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