186 Twenty One Row Holw, Oceana, WV, 24870
About This Home
This home is ready for a new owner and priced to sell. Whether you're looking for a starter home, one level living, or an investment property, this is complete with 3 bedrooms and 2 full baths, with a large master bedroom with ensuite and a finished attic area that could easily be made a 4th bedroom. This property has so much potential, with central heat and air, covered side deck, and a two car carport with asphalt driveway that leads right to the side deck/door. Don't miss out on this charming home ready for a new owner today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1944
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Bedroom1
- Area: 195
Bedroom2
- Area: 143
Bedroom3
- Area: 100
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Area: 126
Features
- 1st Floor Bedroom,1st Floor Bathroom,Ceiling Fan(s)
- Finished area below ground: 0
- Finished area above ground: 1,528
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,528
- Total interior livable area: 1,528 sqft
Kitchen
- Area: 120
Living Room
- Area: 323
Property
Features
- Patio & porch: Deck,Covered
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: .11
Parking
- Parking features: Asphalt
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Landslide
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across West Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $252 | $3,024 |
| Home Insurance * | $63 | $756 |
| Property Taxes | $15 | $180 |
| Electricity | $181 | $2,178 |
| Total | $511 | $6,132 |
Income You'd Need if You Spent...
West Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $50,000 |
| 2026-03-16 | Listed for sale | $59,900 |
| 2026-03-04 | Contingent | $59,900 |
| 2025-12-29 | Listed for sale | $59,900 |
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