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1869 Cyrus Cove Ter, Birmingham, AL, 35244

4beds
3baths
2,978sqft
$716,656
$241price/sqft
$4,644/moest. monthly cost
$185,760/yrincome needed

About This Home

The Delaney B Basement Plan is a favorite in The Cove. Huge foyer opens into a beautiful Two-story Great Room. The heart of the home is the Dining and Kitchen with stainless appliances and large island. Granite counters. Master suite is a spacious getaway that includes lots of storage in a large closet. Master bath has a spacious vanity with two sinks, large garden tub with cabinet skirt surround and tiled shower. Upstairs has a large den, two additional bedrooms and large Jack-n-Jill bath. Second floor is open to below, offering a unique view below. . One time HOA initiation fee of $1100 due at closing. Minutes from Hoover, schools and park areas. Enjoy the clubhouse and community pool just a few streets away. Easy access to I-459 and I-65, and all of Hoover/Birmingham area shopping.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

10/10
10/10
8/10
Hoover High SchoolGrades 9-122.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Basement
  • Construction materials: 3 Sides Brick,HardiPlank Type

Other

  • Builder name: Embridge Fine Homes, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Dishwasher,Disposal,Microwave,Electric Oven,Stainless Steel Appliance(s),Stove-Electric,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),None

Basement

  • Area: 2007

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Daylight,Concrete

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Recessed Lighting,Cathedral/Vaulted,High Ceilings,Crown Molding,Smooth Ceilings,Soaking Tub,Linen Closet,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: Insulated Door
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Tile (FIREPL),Ventless,Gas Log,Great Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,978

Heating & Cooling

  • Heating features: Central,Dual Systems (HEAT),Natural Gas
  • Cooling features: Central Air,Dual,Electric,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,978 sqft

Kitchen

  • Features: Stone Counters,Kitchen Island,Pantry
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0000
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: In Ground,Fenced,Community
  • Patio & porch: Covered
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Features: Cul-De-Sac,Interior Lot,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Parking (MLVL),Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,623$43,476
Home Insurance *$342$4,104
Property Taxes $346$4,152
Electricity $333$3,998
Total$4,644$55,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,222/yr
40% on housing$139,320/yr
45% on housing$123,840/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 35244$184
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35244$183
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$716,656
2025-12-29Listed for sale$685,900

New Construction Spec

AgentKyle Forstman
BrokerageEmbridge Realty, LLC

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