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137 SW Cadence Gln, Lake City, FL, 32024

4beds
2baths
1,880sqft
$424,900
$226price/sqft
$2,884/moest. monthly cost
$115,360/yrincome needed

About This Home

Pre-Construction. To be built. Home construction shall commence with Gibraltar Contracting LLC after signing purchase contract with buyer. The 1880 model is an accommodating, open plan that is a proven quick seller. Finishes include craftsman trim, quartz counters, luxury vinyl plank flooring, tile showers and bathroom floors. 9' ceilings throughout plus 1' tray ceiling in master bedroom and great room. *Photos are NOT the actual home but a matching plan by same builder and represent finishes offered. Pictures are from same floorplan with 10' ceilings in living area. This offering has 9' ceilings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
Fort White High SchoolGrades 6-1210.4 mi

Construction

Condition

  • Property condition: Pre-Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Other

  • Builder model: 1880
  • Builder name: Gibraltar Contracting LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bathroom1

  • Features: Exhaust Fan,No Closet
  • Level: First
  • Area: 60
  • Dimensions: 6x10

Bathroom2

  • Features: Exhaust Fan,Linen Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom1

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Primary Bedroom Main Floor,Thermostat
  • Flooring: Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,557
  • Total interior livable area: 1,880 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Storage Closet
  • Level: First
  • Area: 128
  • Dimensions: 16x8

Living Room

  • Features: No Closet
  • Level: First
  • Area: 324
  • Dimensions: 18x18

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 234
  • Dimensions: 13x18

Property

Details

  • Parcel number: 154S1603001114
  • Zoning: R2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sidewalk

Lot

  • Lot size: 0.60 Acres
  • Features: Cleared,In County,Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$281$3,372
Property Taxes $258$3,096
Electricity $197$2,366
Total$2,884$34,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,880/yr
40% on housing$86,520/yr
45% on housing$76,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 32024$175
Columbia County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 32024$190
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-30Listed for sale$424,900

New Construction

AgentKristina Mills
BrokerageROCKFORD REALTY GROUP

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