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LOT 98 Cougar Prowl Run NW, Bremerton, WA, 98312

4beds
4baths
3,904sqft
$1,209,900
$310price/sqft
$7,417/moest. monthly cost
$296,680/yrincome needed

About This Home

The Shasta XXL home plan is an expansive and luxurious primary-on-the-main design offering 3,904 square feet of living space, with 4 to 5 bedrooms and 3.5 to 4 bathrooms. Thoughtfully crafted for comfort, flexibility, and multi-generational living, this home combines elegant main-level living with an impressive upper-level retreat. A welcoming front porch leads into a spacious entryway, where a beautiful formal dining room sits on one side and a large den on the other-perfect for a home office, study, or flex space. The den can also be converted into a bedroom with a full bathroom, providing additional versatility. The dining room connects to the main living area through a convenient butler's pantry, offering both style and functionality. The heart of the home is the stunning great room, featuring 12-foot ceilings and expansive windows that fill the space with natural light. An optional 12-foot sliding glass door enhances the indoor-outdoor connection, leading to the backyard and patio. Just off the great room, you'll find a powder room and the luxurious primary suite, which is privately positioned and offers abundant natural light along with an optional sliding glass door for direct outdoor access. The primary bath includes a walk-in shower, soaking tub, and a large walk-in closet, with additional options for a fully tiled shower, custom tile shower, or large glass shower to create a spa-like retreat. The great room flows seamlessly into a chef's kitchen with a large...

Getting Around

1
WalkingCar-Dependent
19
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

7/10
6/10
Klahowya SecondaryGrades 6-121.6 mi
4/10

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Garrette Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,904 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,117$73,404
Home Insurance *$308$3,696
Property Taxes $725$8,700
Electricity $267$3,204
Total$7,417$89,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$254,297/yr
40% on housing$222,510/yr
45% on housing$197,786/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 98312$260
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98312$274
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-30Listed for sale$1,209,900

New Construction Spec

BrokerageGarrette Homes

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