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LOT 69 Val Monte Dr, Guntersville, AL, 35976

2beds
3baths
1,402sqft
$599,000
$427price/sqft
$3,898/moest. monthly cost
$155,920/yrincome needed

About This Home

Proposed Construction-Welcome to The Collins Townhouse at Duckett Pointe in Guntersville, Alabama, offering 1,402 sq ft of thoughtfully designed living space. This fully customizable townhome allows buyers to personalize finishes and design details to fit their lifestyle. Enjoy concierge lake-life living in a maintenance-free community featuring a state-of-the-art clubhouse, resort-style pool, and modern fitness center. Ideally located near Lake Guntersville, shopping, dining, and outdoor recreation, Duckett Pointe blends modern design, low-maintenance living, and premier community amenities.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

10/10
9/10
5/10
Guntersville High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Proposed Construction

Materials

  • Foundation: Slab

Other

  • Builder name: DUCKETT POINTE LLC

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedroom2

  • Features: Wood Floor
  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 2+
  • Cooling features: Multi Units

Interior Area

  • Total interior livable area: 1,402 sqft

Kitchen

  • Features: Wood Floor
  • Level: First
  • Area: 198

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 306

Master Bedroom

  • Features: Wood Floor
  • Level: Second
  • Area: 210

Property

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: See Remarks
  • Exterior features: Curb/Gutters,Sidewalk,Sprinkler Sys
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Guntersville

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$481$5,772
Property Taxes $149$1,788
Electricity $240$2,881
Total$3,898$46,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,645/yr
40% on housing$116,940/yr
45% on housing$103,946/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$237
Marshall County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-31Listed for sale$599,000

For Sale by Agent

AgentRebecca Hinds
BrokerageAinsworth Real Estate, LLC

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