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3376 109th St, Frederic, WI, 54837

5beds
3baths
6,050sqft
$1,095,000
$181price/sqft
$7,615/moest. monthly cost
$304,600/yrincome needed

About This Home

Seven Pines Lodge is a truly exceptional opportunity to re-position and re-envision a timeless Northwoods estate, gracefully set across approximately 30 acres of towering pine forest in Frederic, Wisconsin. Originally conceived in 1903 as a private Adirondack-style retreat, the property evokes a timeless sense of place, where heritage architecture and pristine natural surroundings converge. A hand-hewn log main lodge, crafted from timber harvested on-site, serves as the centerpiece, complemented by a collection of buildings, including a carriage house, gate house, and fourplex bungalow, thoughtfully positioned throughout the grounds. A Class I spring-fed trout stream winds through the landscape, enhancing the property’s rare sense of seclusion and serenity within a cohesive, campus-style setting. Seven Pines Lodge has a storied history, having hosted Calvin Coolidge during his presidency in the 1920s, and is recognized on the National Register of Historic Places. This legacy, paired with its physical scale and setting, offers a compelling blend of historic significance and enduring versatility. While not currently in operation, the estate is ideally suited for a refined family compound, an exclusive corporate retreat, or a thoughtfully reimagined boutique lodge or experiential hospitality destination. Located within one hour of the Minneapolis-Saint Paul metropolitan area, Seven Pines provides effortless access to a truly authentic and tranquil Northwoods escape. Opportunities of this caliber, where legacy, scale, and potential intersect, are exceedingly rare. Seven Pines Lodge invites its next steward to shape the next chapter of an irreplaceable estate. Seller financing is available for qualified prospects. This property is being offered as-is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1903

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Full bathrooms: 3

Property

Lot

  • Lot size: 29.70 Acres

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$535$6,420
Property Taxes $976$11,712
Electricity $568$6,822
Total$7,615$91,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,085/yr
40% on housing$228,450/yr
45% on housing$203,066/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 54837$144
Polk County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 54837
Polk County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentEdward Rupp
BrokerageNorthco Real Estate Services

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