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380 4th St NE, Cleveland, TN, 37311

3beds
1baths
924sqft
$199,900
$216price/sqft
$1,469/moest. monthly cost
$58,760/yrincome needed

About This Home

REMODEL IN PROGRESS! Don't miss this opportunity to own a home currently undergoing renovations in the heart of Cleveland. If being close to everything is important to you, this location delivers—just a couple of blocks from the energy of downtown restaurants and shopping, within walking distance of Lee University, and offering easy access to APD 40. Current renovations include new windows, flooring, kitchen, bathroom, interior trim, interior paint, and exterior paint—bringing fresh, modern updates throughout the home. The fenced yard offers privacy, and the detached garage provides excellent versatility for parking, storage, or a workshop. The garage is a 20 ft x 30 ft metal building with a concrete floor, offering ample space for a variety of uses. At the back of the home, you'll find a separate, air-conditioned room with its own entrance—perfect for a home office, game room, or hobby space. This is a true gem in the remodel phase. Take advantage of the rare opportunity to choose your own interior and exterior paint colors—without having to do the work yourself!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
4/10
Cleveland Middle SchoolGrades 6-83.4 mi
7/10
Cleveland High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1929

Materials

  • Foundation: Block
  • Roof: Aluminum
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Electric Oven,Free-Standing Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Luxury Vinyl
  • Finished area above ground: 1,028

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Property

Details

  • Parcel number: 057d F 008.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Porch - Covered
  • Exterior features: None
  • Fencing: Chain Link,Full

Lot

  • Lot size: 6,534 sqft
  • Features: Cleared,City Lot,Corner Lot,Level
  • Lot size dimensions: 64' x 102' x 63' x 102'

Parking

  • Total spaces: 1
  • Parking features: Driveway,Gravel,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance $123$1,476
Property Taxes $161$1,932
Electricity $175$2,103
Total$1,469$17,628

Income You'd Need if You Spent...

35% on housing$50,365/yr
40% on housing$44,070/yr
45% on housing$39,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 37311$151
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37311$180
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$239,000
2026-01-01Listed for sale$269,000
2025-05-06Sold$19,000
2005-11-08Sold$28,000

For Sale by Agent

AgentBenjamin Helton
BrokerageRE/MAX Properties

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