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7113 Polk Dr, Wharton, NJ, 07885

2beds
3baths
1,568sqft
$449,900
$287price/sqft
$3,294/moest. monthly cost
$131,760/yrincome needed

About This Home

Beautifully maintained open-concept condo in one of the most desirable Active 55+ Adult Communities in Morris County! Featuring 2 bedrooms & 2.5 baths. The oversized primary suite offers two walk-in closets and a spa-inspired bath with dual granite-topped vanities. A generously sized second bedroom includes its own en-suite bath with new glass shower doors and walk-in closet, ideal for guests or a private retreat. The kitchen is thoughtfully appointed with granite countertops, stainless steel appliances, and a breakfast bar that opens seamlessly to the living area. A sun-filled den/flex room off the living room provides optional space, perfect for a home office or sitting area. Additional conveniences include an in-unit, side-by-side washer and dryer (newer washer), underground covered garage parking, and a dedicated 10' x 10' storage space. Residents enjoy a resort-style lifestyle with access to a large clubhouse offering in & outdoor pools, fitness center, art studio, billiards ,card rooms, dance and aerobics studio, picnic pavilion, tennis courts and so much more including a lively calendar full of activities. Ideally located under an hour from NYC and just minutes to shopping, dining and public transportation. MAINTENANCE FREE LIVING AT ITS BEST! Being sold as is with no known deficiencies. Can close quickly!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
Copeland Middle SchoolGrades 6-80.9 mi
6/10
Morris Knolls High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer
  • Laundry features: Laundry Room,Level 1

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living/Dining Combo
  • Level: First

Features

  • Utility Room
  • Flooring: Laminate,Tile,Wood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Accessibility

  • Accessibility features: Handicap Modified

Details

  • Parcel number: 2335113010007000010013

Features

  • Levels: One,One Floor Unit
  • Stories: 1
  • Private pool: Yes
  • Pool features: Indoor,Outdoor Pool,Association
  • Patio & porch: Deck
  • Exterior features: Curbs,Sidewalk,Tennis Court(s)

Lot

  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Assigned
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$138$1,656
Property Taxes $689$8,268
Electricity $193$2,318
Total$3,294$39,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,937/yr
40% on housing$98,820/yr
45% on housing$87,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 07885$296
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07885$326
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$468,000
2026-01-10Listed for sale$479,900

For Sale by Agent

AgentJulia Torsiello
BrokerageC-21 Christel Realty

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