




20850 State Highway 28, Delhi, NY, 13753
About This Home
Exceptional opportunity to own a fully renovated, move-in-ready building in the heart of the Catskill Mountains. This could be a perfect scenario to live and work out of one location. With some minor renovation you could easily create a beautiful living space. Located in the Town of Delhi, the county seat, with excellent access just off State highway 28. Delhi Schools, SUNY Delhi, just a short drive to main street Delhi. The main level features beautifully updated 7 office spaces, high speed internet, large sitting area. Updates include new Advantech subflooring, ¾” select red oak hardwood floors, new ceiling system, LED lighting, upgraded trim, and new interior glass wood doors. Fully renovated bathroom and kitchenette with stone countertops and under-counter refrigerator. Additional built-in work area with custom casework and stone countertop. Just a stunning space. The open floor plan makes living space easy to obtain. The full basement has high ceilings and is partially finished. Major upgrades include a new air-to-air split HVAC system (2024) for heating and cooling, newer security and surveillance systems, new well pump (2023/2024), and efficient hot water heater. New Metal Roof. A paved parking area -Driveway sealed annually. Low overhead costs. Ideal for professional offices, service businesses, or owner-users seeking income potential in a prime Catskills location. You could easily live and work here.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1979
Materials
- Foundation: Poured
- Roof: Metal
- Construction materials: Foam Insulation,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Other,See Remarks
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Microwave,Refrigerator
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bathrooms: 10
- Full bathrooms: 9
- 1/2 bathrooms: 1
- Main level bathrooms: 10
Features
- Entrance Foyer,Home Office,Other,See Remarks,Programmable Thermostat
- Flooring: Hardwood,Varies
Heating & Cooling
- Heating features: Ductless,Electric,Steam
- Cooling features: Ductless,Central Air
Interior Area
- Total structure area: 5,064
- Total interior livable area: 5,064 sqft
Property
Details
- Parcel number: 194.137
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Blacktop Driveway
Lot
- Lot size: 1.62 Acres
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 200 x 304
Parking
- Parking features: No Garage,Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Winter Weather
- Landslide
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Delaware County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $462 | $5,544 |
| Electricity | $836 | $10,042 |
| Total | $3,483 | $41,796 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-01 | Listed for sale | $549,000 |
For Sale by Agent
