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21076 Lamb Ave, Athens, AL, 35613

5beds
4baths
3,135sqft
$529,900
$169price/sqft
$3,510/moest. monthly cost
$140,400/yrincome needed

About This Home

Under Construction-The St James II brings elegance and functionality together in perfect harmony. A grand foyer welcomes you into a spacious kitchen featuring granite countertops and an expansive island, seamlessly flowing into the large dining area. The great room impresses with durable wood flooring, vaulted ceilings, and a cozy fireplace, creating a warm and inviting atmosphere. Step outside to the rear covered patio for peaceful outdoor moments or a game of fetch in the yard. The primary bedroom provides a relaxing retreat with luxurious finishes and a generous closet. Upstairs, a spacious bonus room with a full bath and closet offers additional flexibility.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
3/10
Athens Middle SchoolGrades 6-80.7 mi
9/10
Athens High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Materials

  • Foundation: Slab

Other

  • Builder name: STONE MARTIN BUILDERS LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: First
  • Area: 156

Bedroom3

  • Level: First
  • Area: 156

Bedroom4

  • Level: First
  • Area: 143

Bedroom5

  • Level: Second
  • Area: 384

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 3,135 sqft

Kitchen

  • Features: LVP
  • Level: First
  • Area: 352

Living Room

  • Features: LVP
  • Level: First
  • Area: 342

Master Bedroom

  • Features: Carpet
  • Level: First
  • Area: 255

Property

Details

  • Parcel number: 1002103002034000

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Sprinkler Sys

Lot

  • Lot size: 10,018 sqft

Parking

  • Parking features: Garage-Three Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$340$4,080
Property Taxes $141$1,692
Electricity $350$4,209
Total$3,510$42,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,342/yr
40% on housing$105,300/yr
45% on housing$93,600/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 35613$169
Limestone County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 35613$167
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$529,900
2026-01-01Listed for sale$528,554

New Construction Spec

AgentMichael Cooley
BrokeragePorch Light Real Estate LLC

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