6209 Spencer Ter, Bronx, NY, 10471
About This Home
Tucked away on a quiet cul de sac, high on crest in desirable North Riverdale, 6209 Spencer Terrace presents a rare opportunity to re-imagine a one-of-a-kind, mid-century modern home. Built by the owner’s parents in 1960, this solidly constructed residence offers five bedrooms and 2.5 baths and is rich with character, space, and potential. Two of the bedrooms and a bathroom are on the first floor with no stairs to climb! This architect designed home is need of an updated renovation, making it an ideal canvas for buyers with vision and creativity. Its generous layout and mid-century design elements provide endless possibilities—whether restoring it as a stunning single-family home or exploring the potential to convert it into a two-family property (buyer to verify). Set on a quiet, low-traffic street, the location offers privacy and tranquility while still being close to parks, schools, shopping, transportation and offers easy access to local houses of worship. Opportunities like this—on a street like this—rarely come to market. Bring your architect, your imagination, and your contractor—this is North Riverdale potential at its best. 2025 Tax Bill: $12,435.24
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer/Dryer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Hardwood
Interior Area
- Total structure area: 0
Property
Accessibility
- Accessibility features: Wheelchair Access
Details
- Special condition: Resale
Features
- Patio & porch: Other
- Exterior features: Garden
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bronx County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $450 | $5,400 |
| Property Taxes | $584 | $7,008 |
| Electricity | $396 | $4,759 |
| Total | $5,975 | $71,700 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $899,000 |
| 2026-01-02 | Listed for sale | $925,000 |
For Sale by Agent
View on Zillow