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303 Idle Dr, Shelbyville, TN, 37160

4beds
3baths
2,428sqft
$349,990
$144price/sqft
$2,321/moest. monthly cost
$92,840/yrincome needed

About This Home

LOT # 10 - Step into Idle Reserve's stunning PRELUDE plan---a home that blends charm, space, and style. Showcased in the elegant "Artic White" exterior, this 2,428 sq ft beauty rest on a spacious.43-acre homesite (just shy of half an acre) offering room to breath and grow. Inside, an open-concept design flows seamlessly through the kitchen, dining, and great room---perfect for entertaining or relaxing. A main-level flex room adds versatility for a home office playroom , or guest space. Upstairs, a generous loft complements the serene primary suite and two additional bedrooms, creating an ideal retreat for movie nights or family gatherings. Enjoy sophisticated finishes from the Dream Series Design Collection, including white cabinetry, quartz countertops, polished chrome fixtures, and stylish sweeper beige flooring that brings warmth to every step. Every detail invites comfort and freshness. Unwind on your patio and watch the sunset over Idle Reserve--where modern living meets small town serenity. NOTE--- New Construction and Shelbyville Homes For Sale. Idle Reserve is also USDA-eligible, making it an excellent option for first-time homebuyers or anyone looking to take advantage of rural development loan programs. Each home features a thoughtfully designed open floorplan that maximizes living space and natural light. Modern kitchens, spacious family rooms, and flexible layouts cater to a variety of lifestyles and needs. Attached two-car garages add extra convenience, perfect for storage or everyday use. With its blend of affordability, functionality, and charm, Idle Reserve is a place where homeowners can truly settle in and thrive. Whether you're starting a new chapter or looking for a quieter place to call home, this Dream Finders Homes community has something for everyone!!! PHOTO IS A RENDERING. To make this opportunity even more attractive, the seller is offering a 4.99% rate to an investor with use of preferred lender and title company. Buyers agents welcome!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
4/10
Harris Middle SchoolGrades 6-81.6 mi
3/10
Central High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 120
  • Dimensions: 12x10

Bedroom2

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 204
  • Dimensions: 17x12

Bedroom3

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Area: 135
  • Dimensions: 15x9

Features

  • High Speed Internet
  • Flooring: Carpet
  • Finished area above ground: 2,428

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,428
  • Total interior livable area: 2,428 sqft

Living Room

  • Area: 289
  • Dimensions: 17x17

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Other
  • Level: Other
  • Area: 143
  • Dimensions: 13x11

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Patio,Covered

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $198$2,376
Property Taxes $157$1,884
Electricity $197$2,367
Total$2,321$27,852

Income You'd Need if You Spent...

35% on housing$79,577/yr
40% on housing$69,630/yr
45% on housing$61,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 37160$177
Bedford County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 37160$196
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$385,330
2026-02-21Listing removed$385,330
2026-02-02Price change$385,330
2026-01-30Listed for sale$387,990
2026-01-30Listing removed$387,990
2026-01-02Listed for sale$387,990

New Construction

AgentYolanda ( Yogi ) Milsap
BrokerageDream Finders Holdings, LLC

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