10566 Mississippi Dunes Trl S, Cottage Grove, MN, 55016
About This Home
Welcome to the Richmond, model home. This elegant 2,625 square foot home offers 4 bedrooms and 2 full bathrooms in a thoughtfully designed layout. Home Features: Spacious open-concept living space perfect for entertaining and family gatherings 4 bedrooms 2 full bathrooms Carefully crafted interior with attention to detail throughout Ample storage space throughout the home This new construction home provides the perfect balance of comfort and functionality with its thoughtful design and quality craftsmanship. The open-concept main level creates a seamless flow between living areas, making it ideal for both everyday living and entertaining guests. The upstairs owner's bedroom offers a private retreat away from the main living areas. With 3 additional bedrooms, this home provides plenty of space for family members, guests, or home offices. The Mississippi Landing community offers excellent proximity to parks, making it perfect for outdoor enthusiasts and families who enjoy spending time in nature. The quality of design is evident from the functional layout to the attractive exterior. Experience the joy of being the first owners of this brand new home, with everything pristine and ready for your personal touches.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Roof: Architectural Shingle
Other
- Builder name: HANS HAGEN HOMES AND M/I HOMES
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
- Laundry features: Laundry Room,Upper Level
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: Upper
- Area: 204.48
- Dimensions: 14.2 x 14.4
Bedroom2
- Level: Upper
- Area: 132.24
- Dimensions: 11.6 x 11.4
Bedroom3
- Level: Upper
- Area: 132.24
- Dimensions: 11.6 x 11.4
Bedroom4
- Level: Upper
- Area: 147.34
- Dimensions: 13.9 x 10.6
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 166.498
- Dimensions: 11.8 x 14.11
Family Room
- Level: Main
- Area: 296.84
- Dimensions: 16.4 x 18.1
Features
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,534
Flex Room
- Level: Main
- Area: 86.1
- Dimensions: 10.5 x 8.2
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 3,157
- Total interior livable area: 3,157 sqft
Kitchen
- Level: Main
- Area: 162.5
- Dimensions: 12.5 x 13
Loft
- Level: Upper
- Area: 229.87
- Dimensions: 12.7 x 18.1
Sun Room
- Level: Main
- Area: 99
- Dimensions: 9.9 x 10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: TBD
- Zoning description: Residential-Single Family
- Foundation area: 920
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 6,969 sqft
- Lot size dimensions: 160
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,859 | $34,308 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $443 | $5,316 |
| Electricity | $266 | $3,195 |
| Total | $3,883 | $46,596 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-05 | Listed for sale | $565,593 |
| 2026-01-05 | Listing removed | $565,593 |
| 2026-01-02 | Listed for sale | $565,593 |
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