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9 Scouts Ovlk Ln, Morganton, GA, 30560

--beds
--baths
--sqft
$179,000
--price/sqft
$1,282/moest. monthly cost
$51,280/yrincome needed

About This Home

Set at the end of a peaceful cul-de-sac, this 1.115-acre mountain homesite offers a compelling blend of privacy, views, and versatility in the heart of the North Georgia mountains. The gently sloping terrain provides an excellent starting point for a custom build, allowing for creative designs that may include a walk-out terrace level, expansive decks, and thoughtfully placed outdoor living spaces—all oriented to capture impressive long-range mountain vistas. The backdrop is equally appealing, as the property adjoins protected Boy Scout land, ensuring a quiet, natural setting and a sense of lasting seclusion. With no development behind you, the surrounding landscape remains serene and undisturbed. Located within a community that permits short-term rentals, the property also presents an attractive opportunity for those seeking flexibility between personal use and income potential. Whether envisioned as a private mountain retreat or a refined gathering place for guests, this homesite delivers the setting and freedom to create something truly special.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
9/10
Union County High SchoolGrades 9-1212.3 mi

Construction

Type & Style

  • Home type: SingleFamily

Property

Lot

  • Lot size: 1.12 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Landslide

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$91$1,092
Property Taxes $67$804
Electricity $219$2,637
Total$1,282$15,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,954/yr
40% on housing$38,460/yr
45% on housing$34,186/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 13.6%
13.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30560$281
Union County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 30560
Union County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-04Price change$179,000
2026-01-03Listed for sale$189,000

For Sale by Agent

AgentLH GROUP
BrokerageEngel & Völkers North Georgia Mountains

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