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1200 Central Ave Unit 9, Union City, NJ, 07087

3beds
1baths
--sqft
$345,000
--price/sqft
$2,600/moest. monthly cost
$104,000/yrincome needed

About This Home

Spacious and well-maintained three-bedroom apartment in a prime location. Currently rented, this third-floor home sits within a pet-friendly condominium building and offers an ideal blend of comfort and convenience. In addition to the three bedrooms, the unit features an extra room that can be used as a home office or a small additional bedroom, offering valuable flexibility to meet today's lifestyle needs. Additional highlights include in-unit laundry facilities, ample closet space, and hardwood floors throughout. Located in a charming pre-war building, this home offers a great mix of classic style and modern updates. With very low HOA fees and an easy commute to Manhattan, it's an excellent opportunity for any buyer.

Getting Around

96
WalkingWalker's Paradise
69
TransitGood Transit
50
BikeBikeable

Schools

6/10
Veterans Memorial SchoolGrades PK-50.1 mi
8/10
Sara M. Gilmore AcademyGrades 1-80.3 mi
8/10
Jose Marti STEM AcademyGrades 9-120.4 mi

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Property

Details

  • Parcel number: 1000059000000001C0009

Features

  • Waterfront features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$132$1,584
Property Taxes $531$6,372
Electricity $193$2,318
Total$2,600$31,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,142/yr
40% on housing$78,000/yr
45% on housing$69,333/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$424
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$379,000
2026-03-10Price change$390,000
2026-01-20Listed for sale$400,000
2024-07-31Sold$122,356
2019-09-18Sold$255,000
2019-02-21Sold$110,000

For Sale by Agent

AgentAna Pena
BrokerageHernandez Realty

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