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13342 Prairie Creek Rd, Plato, MO, 65552

4beds
4baths
2,945sqft
$544,900
$185price/sqft
$3,757/moest. monthly cost
$150,280/yrincome needed

About This Home

Stunning Custom Farm-Style Luxury Estate on 9 Acres Welcome to this exquisite four-bedroom, 3.5-bath custom luxury home perfectly positioned on 9 picturesque acres, where refined elegance meets timeless country living. From the moment you arrive, this property impresses with gorgeous panoramic views and a massive wraparound porch, ideal for morning coffee, sunset evenings, and entertaining in true farmhouse style. Inside, the home features soaring two-story living spaces on multiple levels, creating a light-filled, open atmosphere with architectural drama. The main living area is anchored by a gas fireplace, adding warmth and sophistication to the space. The chef’s kitchen is nothing short of exceptional—designed for both beauty and function with custom cabinetry, granite countertops, generous prep space, and a true baker’s kitchen layout ideal for entertaining or everyday luxury living. Retreat to spa-inspired bathrooms showcasing luxury upgrades, including a stunning clawfoot tub, expansive tiled walk-in shower, and elegant finishes throughout. Large walk-in closets provide abundant storage and enhance the home’s custom design. The fully finished basement offers additional high-ceiling living space perfect for a media room, guest suite, home gym, or recreational area, adding versatility to this already impressive home. Every detail of this residence reflects quality craftsmanship, thoughtful design, and upscale finishes, all while embracing the serenity and privacy of country living. This is a rare luxury farm-style property offering space, sophistication, and stunning surroundings—truly a place to call home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
Plato Elementary SchoolGrades PK-52.5 mi
5/10
Plato High SchoolGrades 6-122.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Architectural Shingle
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Double Oven,Free-Standing Refrigerator
  • Laundry features: In Basement,Main Level,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Country Kitchen,Custom Cabinetry,Double Vanity,Granite Counters,Kitchen/Dining Room Combo,Open Floorplan,Master Downstairs,Recessed Lighting,Separate Shower,Soaking Tub,Tub,Two Story Entrance Foyer,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Plank,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,036
  • Finished area above ground: 1,909

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,945
  • Total interior livable area: 2,945 sqft

Property

Details

  • Parcel number: 050.827000000006.00
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Front Porch,Wrap Around
  • Fencing: Barbed Wire
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 9 Acres
  • Features: Cleared,Gentle Sloping
  • Lot size dimensions: 392049

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$579$6,948
Property Taxes $199$2,388
Electricity $224$2,698
Total$3,757$45,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,811/yr
40% on housing$112,710/yr
45% on housing$100,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 65552$3,685
Texas County$588

vs Homes Sold Last Month

Median $/sqft

ZIP 65552
Texas County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$899,900
2026-04-18Price change$544,900
2026-02-13Price change$925,000
2026-01-03Listed for sale$549,900

For Sale by Agent

AgentKristi J Atterberry
BrokerageRE/MAX Professional Realty

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