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1916 Old Gallatin Rd, Scottsville, KY, 42164

5beds
4baths
2,450sqft
$299,900
$122price/sqft
$2,066/moest. monthly cost
$82,640/yrincome needed

About This Home

A one-level paradise for a very generous price. This home extravaganza features 5 real bedrooms, 2 full bathrooms, 2 half bathrooms, close to an acre lot, 2 car garage, 2 car carport, swimming pool, lazy sitting area or covered patio in the rear of home, and so much more.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 1959

Materials

  • Foundation: Block
  • Roof: Metal,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Heat Pump
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Double Vanity,Separate Shower,Tub/Shower Combo,Walk-In Closet(s)

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • Partial bathrooms: 2
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Features

  • None,Walls (Dry Wall),Kitchen/Dining Combo
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: 1,Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,450 sqft

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 000

Features

  • Pool features: Above Ground
  • Exterior features: Lighting,Landscaping,Mature Trees
  • Fencing: Other
  • Waterbody name: None

Lot

  • Lot size: 0.81 Acres
  • Features: Trees

Parking

  • Total spaces: 6
  • Parking features: Attached Carport,Attached
  • Has garage: Yes
  • Covered spaces: 6
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$215$2,580
Property Taxes $142$1,704
Electricity $193$2,321
Total$2,066$24,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,834/yr
40% on housing$61,980/yr
45% on housing$55,093/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$149
Allen County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-09Listed for sale$299,900
2025-10-13Listing removed$299,900
2025-08-08Listed for sale$299,900

For Sale by Agent

AgentRyan F Shanahan
BrokerageColdwell Banker Legacy Group

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