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22 Aruba St, Laguna Niguel, CA, 92677

2beds
2baths
915sqft
$559,000
$611price/sqft
$3,625/moest. monthly cost
$145,000/yrincome needed

About This Home

Located in the desirable coastal community of Crystal Cay in Laguna Niguel, this popular upper-level floor plan offers all living space on one level with a light and bright open layout. Featuring 2 bedrooms and 2 bathrooms, the home includes laminate flooring throughout the main living areas, new carpeting in both bedrooms, newer baseboards, newer windows, and new window coverings. Vaulted ceilings enhance the spacious feel throughout, while a skylight in the living room fills the space with natural light. The living room also features an updated fireplace, creating a warm and inviting setting. The dining area includes a ceiling fan and opens to the kitchen with freshly painted white cabinetry, Corian countertops, built-in microwave, range, dishwasher, and ample storage space. The spacious primary suite offers vaulted ceilings, mirrored closet doors, recessed lighting over the vanity area, and an en suite bathroom with bathtub/shower combo. The secondary bedroom features vaulted ceilings, ceiling fan, mirrored closet doors, and double-door entry, making it an ideal guest room, office, or flex space. Both bathrooms include new toilets, and the guest bathroom has been updated with a new vanity, mirror, and lighting. Additional highlights include inside laundry closet with stackable washer and dryer included and assigned carport #853. Crystal Cay residents enjoy two pools and spas and a prime location close to shopping, dining, hiking trails, and just minutes from world-class beaches and coastal Orange County living.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
8/10
9/10
Dana Hills High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1984

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Disposal,Microwave,Dryer,Washer
  • Laundry features: Laundry Closet,Stacked

Bathroom

  • Features: Enclosed Toilet,Tub Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Balcony,Ceiling Fan(s),Separate/Formal Dining Room,High Ceilings,Recessed Lighting,All Bedrooms Up
  • Door features: Panel Doors
  • Window features: Blinds,Double Pane Windows,Screens,Skylight(s)
  • Flooring: Laminate
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 915 sqft

Kitchen

  • Features: Solid Surface Counters

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 93919609
  • Attached to another structure: Yes
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Entry location: Upstairs
  • Pool features: Community,Association
  • Has spa: Yes
  • Spa features: Association,Community
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 2.61 Acres

Parking

  • Total spaces: 853

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$103$1,236
Property Taxes $298$3,576
Electricity $398$4,786
Total$3,625$43,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,285/yr
40% on housing$108,750/yr
45% on housing$96,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$611This listing

vs Other Active Listings

Avg $/sqft

ZIP 92677$727
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92677$802
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$569,900

For Sale by Agent

AgentGilda Johnson
BrokerageSeven Gables Real Estate

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