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612 S 3rd St, Morris, OK, 74445

2beds
2baths
938sqft
$155,500
$166price/sqft
$1,259/moest. monthly cost
$50,360/yrincome needed

About This Home

This beautifully designed 2-bedroom, 2-bath cottage offers modern comfort and efficiency. The open-concept layout features granite countertops, luxury vinyl flooring, and a fully equipped kitchen with all appliances included. A separate utility room adds convenience, while the all-electric, energy-efficient design with spray foam insulation helps keep utility costs low. Exterior highlights include a concrete driveway and quality craftsmanship throughout. Backed by a 1-year builder’s warranty and qualifying for all loan types, this home is an excellent opportunity for homeowners or investors alike.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
Morris Elementary SchoolGrades PK-50.3 mi
6/10
Morris Middle SchoolGrades 6-80.2 mi
9/10
Morris High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Other,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Stove
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,None,Electric Oven Connection,Electric Range Connection
  • Door features: Insulated Doors
  • Window features: Vinyl,Insulated Windows
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 938
  • Total interior livable area: 938 sqft

Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Concrete Driveway,None
  • Fencing: None
  • Living area range: 750-1000 SqFt

Lot

  • Lot size: 5,837 sqft
  • Features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Drought
Hail
Heat Wave
Tornado
Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Okmulgee County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $786$9,432
Home Insurance $241$2,892
Property Taxes $88$1,056
Electricity $144$1,732
Total$1,259$15,108

Income You'd Need if You Spent...

35% on housing$43,165/yr
40% on housing$37,770/yr
45% on housing$33,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 74445$195
Okmulgee County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 74445$119
Okmulgee County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$155,500
2026-07-06Listing removed$155,500
2026-05-29Price change$155,500
2026-01-05Listed for sale$159,900

New Construction

AgentJamie Goodnight
BrokerageKeller Williams Advantage

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