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255 County Road 4645, Winnsboro, TX, 75494

1beds
1baths
992sqft
$945,000
$953price/sqft
$6,386/moest. monthly cost
$255,440/yrincome needed

About This Home

94.139 Acres – Farm & Ranch / Investment Property | Wood County, TX Productive 94.139-acre agricultural property in Wood County, Texas, located just 15 miles from Quitman and 7.5 miles from Winnsboro, and in close proximity to premier East Texas fishing destinations including Lake Fork, Lake Quitman, and Lake Winnsboro. Currently utilized for cattle grazing and hay production, the property is cross fenced for efficient pasture management and features three stock tanks providing dependable livestock water. Improvements include an updated 992 sq. ft. cabin with 1 bedroom and 1-bathroom, open kitchen, dining, and living area, and full front and back porches. A 600-foot-deep water well supplies the cabin. Additional improvements include an equipment shed and an old wooden barn. The property offers approximately 1,800 feet of frontage along CR 4645, providing excellent access and making it well-suited for subdivision or future development. A versatile East Texas ranch with strong agricultural production, water resources, road frontage, and recreational proximity—ideal for ranchers, investors, or land buyers seeking long-term value. Highlights: 94.139 acres Cross-fenced pasture Cattle & hay operation 3 stock tanks Updated 992 sq. ft. cabin 600’ deep water well Equipment shed & barn 1,800’ frontage on CR 4645 Easily subdividable Near Lake Fork, Lake Quitman & Lake Winnsboro

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
7/10
6/10
Winnsboro High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Aluminum/Metal
  • Construction materials: Wood /Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop

Bathroom

  • Features: Shower Only,Dressing Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Vinyl
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 992
  • Total interior livable area: 992 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 80536 & 10193
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Barbed Wire,Cross Fenced
  • Waterfront features: Pond
  • Topography of land: Rolling
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 94.14 Acres
  • Features: Pasture

Parking

  • Parking features: Workshop in Garage
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Hail
Heat Wave
Winter Weather
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance *$796$9,552
Property Taxes $574$6,888
Electricity $238$2,859
Total$6,386$76,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,948/yr
40% on housing$191,580/yr
45% on housing$170,293/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$953This listing

vs Other Active Listings

Avg $/sqft

ZIP 75494$352
Wood County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 75494
Wood County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-05Listed for sale$945,000

For Sale by Agent

AgentScott Nolan
BrokerageNolan Properties, LLC

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