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505 Cumberland Dr, Guthrie, OK, 73044

4beds
3baths
2,072sqft
$319,500
$154price/sqft
$2,344/moest. monthly cost
$93,760/yrincome needed

About This Home

*Currently under construction in Cumberland Trails!* The Richmond plan offers a 4 bed and 3 full bath with plenty of space and two stories! Craft Homes is offering a $3,500 builder incentive, which may be applied toward closing costs, interest-rate buy-down, or upgrades, as well as a storm shelter and faux wood blinds throughout.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
8/10
3/10
Guthrie High SchoolGrades 9-124.1 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick & Frame

Other

  • Builder name: CraftHomes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: None

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,072
  • Total interior livable area: 2,072 sqft

Property

Details

  • Parcel number: 505NONECumberland73044
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 1.81 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Ice Storm
Strong Wind
Drought
Wildfire
Winter Weather

FEMA Declared Disasters in Logan County and Oklahoma

Fire
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,615$19,380
Home Insurance $384$4,608
Property Taxes $191$2,292
Electricity $154$1,849
Total$2,344$28,128

Income You'd Need if You Spent...

35% on housing$80,365/yr
40% on housing$70,320/yr
45% on housing$62,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 73044$144
Logan County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 73044$166
Logan County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Price change$319,500
2026-02-25Listed for sale$326,500

New Construction Spec

AgentAllison Wanjon
BrokerageVibe Realty

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