Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2700 N Lumina Avenue N #617, Wrightsville Beach, NC, 28480

1beds
2baths
540sqft
$505,000
$935price/sqft
$3,017/moest. monthly cost
$120,680/yrincome needed

About This Home

Wake up to the Atlantic Ocean! This is oceanfront living on the coveted north end of Wrightsville Beach - a turnkey, fully furnished ''Premier King'' 1BR/1.5BA unit at Shell Island Resort where the sunrise rolls in over the water and the sound of the surf never clocks out. Step onto your private balcony and take in the kind of view people plan whole vacations around. But this one earns its keep. The unit carries multiple years of consistent, documented rental history - a true oceanfront income producer, not just a getaway. The kitchen is a standout, with granite countertops, a mid-size refrigerator, and a built-in dishwasher - upgrades many units in the building simply don't have. As an operating condominium hotel, Shell Island handles the rental program for you while your monthly dues cover building insurance, unit and common-area electricity, water and sewer, internet, and cable. Reinforced concrete construction, elevator access, an oceanfront pool, jacuzzi, heated indoor pool, and on-site management complete the package. And because financing a condotel is often the tricky part, a preferred lender who finances this building is available on request. Sun, surf, and steady returns - all in one deeded oceanfront address. For added confidence, the seller has completed a pre-listing home inspection, available on request along with the full buyer information package of rental performance and governing documents!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

10/10
6/10
M C S Noble MiddleGrades 6-83.6 mi
6/10
John T Hoggard HighGrades 9-127.1 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab,Concrete Perimeter
  • Roof: See Remarks
  • Construction materials: Concrete,Synthetic Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Built-In Microwave,Refrigerator,Dishwasher
  • Laundry features: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Elevator,Furnished,Blinds/Shades
  • Window features: Storm Window(s)
  • Flooring: Tile
  • Attic: None

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 540
  • Total interior livable area: 540 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Accessible Entrance,Accessible Common Area,Accessible Elevator Installed

Details

  • Parcel number: R05218002002106
  • Zoning: C-4
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: In Ground,Pool/Spa Combo
  • Patio & porch: Covered,Balcony
  • Exterior features: DP50 Windows
  • Fencing: None
  • Has view: Yes
  • View description: Canal,ICW,Marsh,Ocean,Water
  • Has water view: Yes
  • Water view: Canal,Marsh,Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Salt Marsh,Ocean Front,Marsh Front
  • Frontage type: Oceanfront,Marsh Front
  • Living area range: 400 - 599

Lot

  • Features: Deeded Waterfront,Ocean Side,Salt Marsh

Parking

  • Parking features: Covered,Concrete,On Site,Enclosed

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance *$33$396
Property Taxes $231$2,772
Electricity $200$2,405
Total$3,017$36,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,440/yr
40% on housing$90,510/yr
45% on housing$80,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$935This listing

vs Other Active Listings

Avg $/sqft

ZIP 28480$868
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28480$1,085
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$505,000
2026-07-17Listed for sale$505,000
2020-09-16Sold$330,000
2008-03-31Sold$250,000
2005-03-07Sold$263,000

For Sale by Agent

AgentMax Jiampetti
BrokerageIntracoastal Realty Corporation

Similar Homes