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760 S Lumina Avenue, Wrightsville Beach, NC, 28480

8beds
10baths
5,275sqft
$4,600,000
$872price/sqft
$26,167/moest. monthly cost
$1,046,680/yrincome needed

About This Home

Experience the ultimate in coastal luxury and comfort at this stunning 8-bedroom, 8 full and 2 half-bath beach retreat, perfectly positioned on the highly desirable South End of Wrightsville Beach on an oversized, premier lot. With ocean views, private pool, hot tub and just steps from the sand, this home offers the ideal setting for elegant seaside living or a high-performing vacation rental. Beautifully furnished and meticulously maintained, this residence was designed for large gatherings and effortless entertaining. The top floor features a completely remodeled chef's kitchen with premium cabinetry, high end appliances, expansive countertops and a generous island that opens to a bright, vaulted great room showcasing ocean and pool views, a gas fireplace, modern lighting and rich hardwood floors. A sunroom offers the perfect space for morning coffee or quiet reflection. Two primary suites provide spa-like comfort with Jacuzzi tubs, while an elevator connects every level--from the three-car garage to the top floor--for seamless access. Exterior features include three garages with multiple driveways for ample off-street parking for 6-8+ vehicles, a Tesla charging station and hurricane shutters for peace of mind. All major improvements have already been done at this home so it is truly move in ready for you. Notable improvements are: a complete kitchen remodel, bathrooms have all been completely remodeled, hurricane shutters added, exterior and interior has recently been repainted, new hurricane rated windows, all hvac units replaced in the last few years and have 10 year warranties, hardwood floors recently refinished, new flooring in the bedrooms/stair runner and so so much more. Truly The Best Priced, Turn Key, Second Row, Ocean View Home at Wrightsville Beach!!! This is the opportunity you have been waiting for!!! With a strong rental history and pricing below the pre listing appraisal and a pre listing home inspection for peace of mind, this home is exactly what you have been waiting for!! an exceptional opportunity to own one of Wrightsville Beach's premier propertieswhere refined design, coastal charm, and unmatched convenience come together in perfect harmony.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
6/10
M C S Noble MiddleGrades 6-84.5 mi
6/10
John T Hoggard HighGrades 9-125.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 10
  • Full bathrooms: 8
  • 1/2 bathrooms: 2

Features

  • Sound System,Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Bookcases,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Hot Tub,Reverse Floor Plan,Walk-in Shower,Blinds/Shades,Gas Log
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,275
  • Total interior livable area: 5,275 sqft

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: R06319009006000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Pool/Spa Combo
  • Patio & porch: Open,Covered,Deck,Porch
  • Exterior features: Shutters - Board/Hurricane,Outdoor Shower,DP50 Windows
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Ocean,Sound,Water
  • Has water view: Yes
  • Water view: Ocean,Sound,Water
  • Waterfront features: Second Row
  • Frontage type: See Remarks
  • Living area range: 5000 - 5499

Lot

  • Lot size: 7,405 sqft
  • Features: Second Row
  • Lot size dimensions: 75 x 100

Parking

  • Total spaces: 9
  • Parking features: Garage Faces Front,Electric Vehicle Charging Station(s),Attached,Concrete,Off Street,On Site
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,260$279,120
Home Insurance *$308$3,696
Property Taxes $2,108$25,296
Electricity $491$5,895
Total$26,167$314,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$897,154/yr
40% on housing$785,010/yr
45% on housing$697,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$872This listing

vs Other Active Listings

Avg $/sqft

ZIP 28480$819
New Hanover County$307

vs Homes Sold Last Month

Median $/sqft

ZIP 28480$1,085
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Price change$4,875,000
2025-11-12Listed for sale$4,895,000
2006-06-30Sold$1,265,000
2006-04-17Sold$1,200,000

For Sale by Agent

AgentBaxter Cheek
BrokerageKeller Williams Innovate-OIB Mainland

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