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2054 NW 128TH Avenue, Okeechobee, FL, 34972

1beds
2baths
920sqft
$209,999
$228price/sqft
$1,715/moest. monthly cost
$68,600/yrincome needed

About This Home

Tucked away on 1.25 acres, this unique 1-bedroom, 2-bath home offers the perfect opportunity for anyone seeking privacy and peaceful country living while still being just a short drive from town. Surrounded by open space, this property is ideal for a single buyer, weekend retreat, or anyone looking to enjoy a quieter lifestyle. The spacious lot provides plenty of room for outdoor activities, pets, gardening, or future improvements. If you've been searching for an affordable escape with the convenience of nearby amenities, this secluded property is one you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
4/10
Yearling Middle SchoolGrades 6-87.5 mi
3/10
Okeechobee High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1981

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Electric Water Heater,Refrigerator,Water Heater,Washer
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Cathedral Ceiling(s),Main Level Primary,Sitting Area in Primary,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Concrete

Heating & Cooling

  • Heating features: Electric,None,Wall Furnace
  • Cooling features: Electric,Wall/Window Unit(s)

Interior Area

  • Total structure area: 920
  • Total interior livable area: 920 sqft

Kitchen

  • Level: First
  • Area: 210
  • Dimensions: 15 X 14

Living Room

  • Level: First
  • Area: 300
  • Dimensions: 15 X 20

Master Bedroom

  • Level: First
  • Area: 320
  • Dimensions: 16 X 20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 10837340a0000003a000
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden
  • Waterfront features: None

Lot

  • Lot size: 1.25 Acres
  • Features: 1-2 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Cold Wave
Wildfire
Drought
Inland Flooding
Tornado

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$114$1,368
Property Taxes $343$4,116
Electricity $197$2,366
Total$1,715$20,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,800/yr
40% on housing$51,450/yr
45% on housing$45,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 34972$172
Okeechobee County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 34972$172
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$209,999
2015-08-11Sold$25,000
2014-04-28Sold$22,500
2006-05-05Sold$130,000

For Sale by Agent

AgentToni Sposato
BrokerageAll Properties Realty Group

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