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3176 NW 74th Ter, Okeechobee, FL, 34972

3beds
2baths
1,494sqft
$245,000
$164price/sqft
$1,718/moest. monthly cost
$68,720/yrincome needed

About This Home

Pre-Construction. To be built. NEW CONSTRUCTION - it’s simple, peaceful, and easy on the pockets. This 3-bedroom, 2-bath home sitting on a 1/2 acre lot is move-in ready, giving you your own space, your own yard, and room to breathe without the heavy burden of high mortgages or rent. It’s affordable living that still brings freedom and privacy, plus you’ve got the option to upgrade a few features for an additional cost to truly make it your own. VIRTUAL WALKTHROUGH AVAILABLE ON REQUEST.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
3/10
Yearling Middle SchoolGrades 6-84.2 mi
3/10
Okeechobee High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: Pre-Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Features

  • Kitchen/Family Room Combo
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,494
  • Total interior livable area: 1,494 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Features: No Closet
  • Level: First
  • Area: 276
  • Dimensions: 23x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: R11137340A00000080000
  • Zoning: RM
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 0.51 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Strong Wind
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$134$1,608
Property Taxes $149$1,788
Electricity $197$2,366
Total$1,718$20,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,902/yr
40% on housing$51,540/yr
45% on housing$45,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 34972$172
Okeechobee County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 34972$172
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$245,000
2026-01-01Listing removed$54,000
2024-12-13Listed for sale$54,000
2022-07-19Sold$18,500
2022-06-06Pending sale$18,500
2022-06-04Listed for sale$18,500
2022-04-07Sold$7,600
2000-01-12Sold$7,000

New Construction

AgentDennis Williams
BrokerageW HEIRS LLC

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