372 Lake Creek Dr, Guntersville, AL, 35976
About This Home
Under Construction-Under construction—new lakefront 5-bedroom, 3-bath home in desirable Spring Creek Pointe on Lake Guntersville with its own two-slip boathouse! This well-planned home features inviting covered front and back porches, perfect for relaxing and enjoying the lake setting. Inside offers an open, functional layout with a spacious kitchen featuring quartz countertops, island, pantry, and gas cooking. The primary suite is privately located on the main level with a walk-in closet and spa-style bath. Enjoy access to the neighborhood’s private community boat launch. Built by Ainsworth Homes with a 1-year builder’s warranty.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
Other
- Builder name: AINSWORTH HOMES, LLC.
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedroom
- Features: Carpet
- Level: Second
- Area: 320
Bedroom2
- Features: LVP Flooring
- Level: First
- Area: 165
Bedroom3
- Features: LVP
- Level: First
- Area: 132
Bedroom4
- Features: LVP
- Level: First
- Area: 132
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Number of fireplaces: 1
- Fireplace features: Gas Log,One
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 1,Natural Gas
- Cooling features: Multi Units
Interior Area
- Total interior livable area: 2,765 sqft
Kitchen
- Features: Granite Counters,LVP
- Level: First
- Area: 153
Living Room
- Features: Fireplace,Vaulted Ceiling(s),LVP
- Level: First
- Area: 252
Master Bedroom
- Features: Tray Ceiling(s),LVP
- Level: First
- Area: 234
Property
Details
- Parcel number: 1508283000012006
Features
- Exterior features: Dock
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Water Access,Waterfront,Boat Ramp on Prop.,See Remarks,Lake/Pond
- Waterbody name: Lake Guntersville
Lot
- Lot size: 0.38 Acres
Parking
- Parking features: Garage-Two Car,Garage-Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Lightning
- Strong Wind
- Cold Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $784 | $9,408 |
| Property Taxes | $243 | $2,916 |
| Electricity | $309 | $3,712 |
| Total | $6,266 | $75,192 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-06 | Listed for sale | $975,000 |
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