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440 White Oaks, Saint Green Lake, WI, 54941

5beds
4baths
3,768sqft
$2,199,000
$584price/sqft
$16,743/moest. monthly cost
$669,720/yrincome needed

About This Home

Welcome to Maplewood - An elegant expression of modern lake living, this sophisticated residence pairs a refined coastal-inspired aesthetic with an enviable Green Lake lifestyle. Take in unobstructed views of the lake while remaining just steps from the vibrant heart of downtown. Deeded lake access directly across the street provides easy opportunities for boating, swimming, and leisurely summer days on the water. Designed for both elegant entertaining and relaxed gatherings, the open-concept main level features beautifully appointed spaces, refined finishes, and an abundance of natural light. With 5+ bedrooms, 3 full, and 2 half baths, there is exceptional room for family and guests. A rare combination of contemporary luxury, generous scale, and coveted location, this remarkable property places the very best of Green Lake at your doorstep. Very proudly offered for $2,199,000.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

8/10
6/10
Green Lake High SchoolGrades 7-120.8 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Poured concrete foundatn
  • Construction materials: Fiber Cement

Other

  • Builder name: Chris Miller

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Sump Pump,Storage Space

Bedroom2

  • Level: Upper
  • Area: 154

Bedroom3

  • Level: Upper
  • Area: 238

Bedroom4

  • Level: Lower
  • Area: 132

Bedroom5

  • Level: Lower
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Area: 396

Features

  • Walk-In Closet(s),Great room,Vaulted Ceiling(s),At Least 1 tub,Ceiling Fan(s),Entrance Foyer,Bonus Room,Foyer,Den/Office
  • Window features: Window Coverings
  • Number of fireplaces: 1
  • Fireplace features: 1 fireplace,Gas
  • Fireplace: Yes
  • Finished area above ground: 2,417

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,768
  • Total interior livable area: 3,768 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Kitchen Island,Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal
  • Level: Main
  • Area: 266

Living Room

  • Level: Main
  • Area: 240

Master Bedroom

  • Level: Main
  • Area: 168

Property

Details

  • Parcel number: 231006030900
  • Zoning: R1 Shore
  • Exclusions: Seller's personal property.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Enclosed,Screened Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Deeded access-No frontage,Lake Front,Dock/Pier,Water ski lake
  • Waterbody name: Big Green

Lot

  • Lot size: 0.50 Acres
  • Features: Cul-De-Sac,Corner Lot,Sidewalk,Subject Shoreland Zoning

Parking

  • Total spaces: 2
  • Parking features: 2 car,Attached,Heated Garage,Garage Door Opener,Electric Vehicle Charging Station(s),Insulated
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Strong Wind
Tornado
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,119$133,428
Home Insurance *$1,542$18,504
Property Taxes $3,728$44,736
Electricity $354$4,248
Total$16,743$200,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$574,045/yr
40% on housing$502,290/yr
45% on housing$446,480/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$584This listing

vs Other Active Listings

Avg $/sqft

ZIP 54941$448
Green Lake County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 54941
Green Lake County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$2,199,000
2016-08-16Sold$720,000
2013-09-26Sold$53,980

For Sale by Agent

AgentEileen Vandervelde
Brokerage@properties-elleven Christie's International Real Estate

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