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164 Laurel St, Hazard, KY, 41701

4beds
2baths
3,050sqft
$119,000
$39price/sqft
$967/moest. monthly cost
$38,680/yrincome needed

About This Home

Located within walking distance of downtown Hazard! Spacious 4 bedroom 2 full bathroom home with a partial basement. Exterior office space great for working from home, game room or work shop. Lots of potential at a bargain price!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
6/10
Hazard Middle SchoolGrades 5-81.0 mi
9/10
Hazard High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Shingle
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • 1st Floor Bedroom
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Attic: Access Only
  • Finished area below ground: 1,000
  • Finished area above ground: 2,050

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,050
  • Total interior livable area: 3,050 sqft

Property

Details

  • Zoning: Unknown

Features

  • Levels: Two
  • Patio & porch: Deck,Patio
  • Exterior features: None

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$67$804
Property Taxes $59$708
Electricity $240$2,890
Total$967$11,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,154/yr
40% on housing$29,010/yr
45% on housing$25,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.6%
-5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$39This listing

vs Other Active Listings

Avg $/sqft

ZIP 41701$91
Perry County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 41701
Perry County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Listed for sale$119,000
2026-03-04Listing removed$125,000
2026-01-06Pending sale$125,000
2026-01-06Listed for sale$125,000

For Sale by Agent

AgentMichelle Jones
BrokerageRe/Max Legacy Group-Hazard

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