1322 St Paul Street, Bellingham, WA, 98226
About This Home
A room for everyone in this near 1,500 sq ft new home with a huge covered front porch & a perfect yard for a small garden & pet. This home has a really smart, flowing floorplan that offers an open living concept downstairs with the kitchen, dining area and living room design. The main floor also has 9' ceilings, a large bedroom and full bath plus the utility room. Some of the other features in this new home include a spacious kitchen & pantry closet, painted kitchen cabinets with Soft-close cabinet doors and drawers, stainless appliances, quartz countertops & tile backsplash. A 12' sliding glass door unto the deck really brightens this home up. Upstairs is a spacious primary bedroom suite & 3 additional guest bedrooms for friends. There is LVP flooring throughout the home. Energy Star ductless heating w/mini-split and central a/c. High efficiency electric water heater. Energy saving insulation. Triple glazed Low E super high efficiency windows. Custom wire shelving in the closets. Fiber cement board plank siding & a tightly sealed building envelope too. Close & convenient to I-5, shopping, Whatcom Falls Park & WWU.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Cement/Concrete
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: 2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Water Heater: 50 gal tank type high efficiency,Water Heater Location: Interior closet
Basement
- Basement: None
Bathroom Full
- Level: Second
Bathroom Full
- Level: Second
Bathroom Full
- Level: Main
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Entry Hall
- Level: Main
Features
- Dining Room
- Window features: Triple Pane Windows
- Flooring: Vinyl Plank
Heating & Cooling
- Heating features: Ductless,High Efficiency (Unspecified),Wall Furnace,Electric
- Cooling features: Ductless
Interior Area
- Total structure area: 1,496
- Total interior livable area: 1,496 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Second
Utility Room
- Level: Main
Property
Details
- Parcel number: 380 329 345 0003
- Zoning description: Jurisdiction: City
- Special condition: Standard
- Other equipment: Leased Equipment: None
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Dining Room,Triple Pane Windows,Water Heater
- Has view: Yes
- View description: Territorial
- Topography of land: Level
Lot
- Lot size: 4,460 sqft
- Features: Paved,Deck
Parking
- Parking features: Driveway,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Ice Storm
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,004 | $48,048 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $448 | $5,376 |
| Electricity | $149 | $1,793 |
| Total | $4,744 | $56,928 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $792,000 |
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