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3037 SE 37th Ave, Okeechobee, FL, 34974

2beds
2baths
0sqft
$359,000
--price/sqft
$2,899/moest. monthly cost
$115,960/yrincome needed

About This Home

Waterfront home is located on a quiet street in Treasure Island and is move-in ready. This home has undergone a complete makeover and is definitely a must-see! Every detail has been thoughtfully updated, leaving nothing overlooked. This spacious 2/2 home features large bedrooms, 2 Florida rooms, and a large laundry room. The stunning kitchen offers granite countertops, a beautiful chandelier, gas stove, ceiling fans and recessed lighting throughout. The master bathroom boasts a luxurious rain showerhead, dual sinks, pop-up electric outlets, and LED anti-fog frameless mirrors for a spa-like experience. Call today to schedule a tour!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
2/10
Osceola Middle SchoolGrades 6-83.0 mi
3/10
Okeechobee High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Metal
  • Construction materials: Masonry - Concrete Block,Stucco Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Oven,Water Heater,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Fireplace features: Propane Stove
  • Finished area above ground: 3,121

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 3,121

Property

Details

  • Parcel number: 12537350030000200610
  • Lease amount: 0

Features

  • Patio & porch: Enclosed Porch,Screened Porch
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal,Waterfront
  • Waterbody name: Lake Okeechobee

Lot

  • Lot size: 8,276 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hurricane
Strong Wind
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$383$4,596
Property Taxes $504$6,048
Electricity $197$2,366
Total$2,899$34,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,394/yr
40% on housing$86,970/yr
45% on housing$77,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$162
Okeechobee County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Price change$379,000
2026-01-05Listed for sale$399,000
2025-09-08Sold$100,000
2025-05-23Price change$209,000
2025-03-15Listed for sale$229,000
2002-01-15Sold$97,000

For Sale by Agent

AgentJanetta Thiboult
BrokerageGILBERT REALTY GROUP

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