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3112 SE 24th St Street, Okeechobee, FL, 34974

3beds
2baths
1,065sqft
$395,000
$371price/sqft
$3,051/moest. monthly cost
$122,040/yrincome needed

About This Home

New waterfront CBS home with lake access and passage to the Gulf or Atlantic—perfect for boating and world-class fishing. This custom all-electric 3BR/2BA residence features hurricane-impact windows and doors, tile throughout, and vaulted ceilings in the living, kitchen, and dining areas. The galley kitchen offers a pass-through, reverse-osmosis system, and American-made Whirlpool stainless appliances. Utility room includes Champion central A/C and Rheem on-demand water heater. The primary suite boasts a coffered ceiling, walk-in closet, Roman shower/tub, and private patio with stunning water views. Property also includes a new 18x20 steel building on a monolithic slab. Lush landscaping with fruit trees completes this exceptional home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
2/10
Osceola Middle SchoolGrades 6-82.6 mi
3/10
Okeechobee High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Cathedral Ceiling(s),Pantry,Tub Shower,Vaulted Ceiling(s),Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,210
  • Total interior livable area: 1,065 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 12 X 16

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 12 X 16

Master Bedroom

  • Level: Main
  • Area: 176
  • Dimensions: 11 X 16

Master Bedroom

  • Level: Main
  • Area: 176
  • Dimensions: 11 X 16

Property

Details

  • Parcel number: 12537350080000700870
  • Zoning: RM

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Lake Front,Ocean Access,Seawall

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hurricane
Strong Wind
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$421$5,052
Property Taxes $436$5,232
Electricity $197$2,366
Total$3,051$36,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,605/yr
40% on housing$91,530/yr
45% on housing$81,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$162
Okeechobee County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$395,000
2026-01-28Price change$400,000
2026-01-02Price change$408,000
2025-12-31Price change$400,900
2025-12-29Listed for sale$300,900
2024-04-07Listing removed--
2024-01-03Listed for sale$395,000
2005-01-14Sold$120,000

For Sale by Agent

AgentMirtha Busbin
BrokerageRed Gator Real Estate

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