6586 108th St S, Cottage Grove, MN, 55016
About This Home
This beautifully designed Garfield floor plan is currently under construction in Mississippi Landing, Michael Lee Homes’ newest neighborhood in Cottage Grove, offering the perfect blend of natural surroundings and everyday convenience. With five bedrooms and five bathrooms, this thoughtfully planned two-story home features four bedrooms on one level and upper-level laundry, creating a functional lay out ideal for modern living. The main level flex space offers versatility and can be used as a sunroom, home office, or additional living area, allowing the home to adapt to your lifestyle needs. All three levels are finished, including a finished lower level with an additional bedroom, providing ample space for entertaining, guests, or extended living. Built with high-quality craftsmanship, the home includes JamesHardie siding and Andersen windows, delivering timeless durability, energy efficiency, and long-term peace of mind. Surrounded by nearby parkland, trails, and outdoor recreation along the Mississippi River—yet conveniently located near major highways—Mississippi Landing offers easy access to shopping, dining, and commuting routes. This home showcases the flexibility and thoughtful design available within this vibrant community & we do not want you to miss it!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Roof: Age 8 Years or Less
- Construction materials: Frame
Other
- Builder name: MICHAEL LEE INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,ENERGY STAR Qualified Appliances,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Drainage System,Finished,Full,Walk-Out Access
Bedroom
- Level: Upper
- Area: 154
- Dimensions: 14x11
Bedroom2
- Level: Upper
- Area: 154
- Dimensions: 14x11
Bedroom3
- Level: Upper
- Area: 154
- Dimensions: 14x11
Bedroom4
- Level: Upper
- Area: 224
- Dimensions: 16x14
Bedroom5
- Level: Lower
- Area: 143
- Dimensions: 13x11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 160
- Dimensions: 16x10
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,023
- Finished area above ground: 2,855
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,134
- Total interior livable area: 4,134 sqft
Kitchen
- Level: Main
- Area: 242
- Dimensions: 22x11
Living Room
- Level: Main
- Area: 324
- Dimensions: 18x18
Loft
- Level: Upper
- Area: 150
- Dimensions: 15x10
Office
- Level: Main
- Area: 120
- Dimensions: 12x10
Recreation Room
- Level: Lower
- Area: 812
- Dimensions: 29x28
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 3002721420031
- Zoning description: Residential-Single Family
- Foundation area: 1279
Features
- Levels: Two
- Stories: 2
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: River View
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: 65 x 130
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,888 | $46,656 |
| Home Insurance * | $428 | $5,136 |
| Property Taxes | $1,193 | $14,316 |
| Electricity | $348 | $4,184 |
| Total | $5,857 | $70,284 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-06 | Listed for sale | $789,000 |
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