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2130 SE 25th Dr, Okeechobee, FL, 34974

5beds
3baths
2,027sqft
$350,000
$173price/sqft
$2,997/moest. monthly cost
$119,880/yrincome needed

About This Home

OWNER FINANCING AVAILABLE- EASY APPROVAL! Don't miss this opportunity to own this beautiful property with flexible seller financing options. Purchase price is $385,000 with a reasonable down payment and competitive terms. ~ No bank needed ~ Fast approval process ~ Flexible Terms ~ Great option for self-employed or credit challenges Enjoy predictable monthly payments and the chance to build equity without dealing with traditional lenders. Perfect for buyers looking for a straightforward path to homeownership. Serious inquiries only. 1) 10% down, 10% interest • Down payment: 10% of 365,000 = $36,500 • Loan amount: 365,000 - 36,500 = $328,500 • Monthly payment ˜ $2,878 2) 20% down, 9% interest • Down payment: 20% of 365,000 = $73,000 • Loan amount: 365,000 - 73,000 = $292,000 • Monthly payment ˜ $2,350 3) 30% down, 8% interest • Down payment: 30% of 365,000 = $109,500 • Loan amount: 365,000 - 109,500 = $255,500 • Monthly payment ˜ $1,876 Furniture in pictures are for staging purposes only. Discover the perfect blend of space, comfort, and Florida waterfront living in this brand new 5 bedroom, 3 bathroom, 2,027 sq ft Champion Homes Tavernier model. Situated on a .274-acre lot with direct canal frontage, this property offers the rare advantage of owning the land—no lot rent. Step inside to an open, airy floorplan designed for modern living. The spacious living area flows seamlessly into a well-appointed kitchen and dining space, making it ideal for gatherings of any size. The upgraded sliding glass door opens to the backyard, filling the home with natural light and creating an easy indoor-outdoor connection. A second exterior door off the laundry room adds everyday convenience and functionality. The primary suite features a private bath and generous closet space, while four additional bedrooms provide flexibility for guests, home offices, or hobbies. With three full bathrooms, everyone has room to get ready comfortably. Outside, enjoy peaceful canal views right from your backyard—perfect for relaxing, fishing, or simply soaking in the waterfront atmosphere. The sizable lot gives you room to personalize your outdoor space, whether you envision a garden, patio, or play area. This home brings together space, upgrades, and true land ownership in a waterfront setting that’s hard to find. Windzone II Refrigerator, stove and oven included. Dishwasher not included.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
South Elementary SchoolGrades PK-61.8 mi
2/10
Osceola Middle SchoolGrades 6-82.0 mi
3/10
Okeechobee High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Freezer,Garbage disposal,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,027 sqft

Property

Details

  • Parcel number: 12637350030000000750

Features

  • Exterior features: Other
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$373$4,476
Property Taxes $652$7,824
Electricity $203$2,447
Total$2,997$35,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,754/yr
40% on housing$89,910/yr
45% on housing$79,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$162
Okeechobee County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$365,000
2026-04-20Listed for sale$385,000
2025-03-18Sold$85,000
2015-07-07Sold$51,000
1996-12-10Sold$38,900

For Sale by Owner

AgentProperty Owner

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