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332 12th St #B, Palisades Park, NJ, 07650

4beds
4baths
--sqft
$1,299,000
--price/sqft
$9,066/moest. monthly cost
$362,640/yrincome needed

About This Home

Stunning modern new construction new foundation unit in the heart of Palisades Park. This residence offers unprecedented space, high ceilings, comfort, and a modern elegance with sophisticated finishes. The unit includes 3 floors of living, 4 bedrooms, 3 full bathrooms, and 1 half bathroom. The first floor contains a spacious living room with a gas fireplace, a formal dining room, a modern kitchen, half bath and ample patio space. On the second floor, you will find a primary suite complete with a luxurious master bath, two additional bedrooms with full bath, and a laundry room, along with a beautiful skylight that provides natural light. The fully finished ground floor features an additional bedroom, a den/office, a full bathroom, and its own separate exit. The ground floor provides extra living space. The fenced in, private backyard offers quiet relaxation. The unit also has its own private driveway and a two-car garage. Close to parks, highways, shopping, and schools. Just minutes to the George Washington Bridge for an easy NYC commute. A rare opportunity to own an exceptional new construction in a prime Bergen County location. Taxes are to be determined.

Getting Around

72
WalkingVery Walkable
54
TransitGood Transit
33
BikeSomewhat Bikeable

Schools

6/10
--
Early Child CenterGrades PK-K0.6 mi

Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Central Vacuum

Property

Features

  • Patio & porch: Terrace
  • Waterfront features: None

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$260$3,120
Property Taxes $2,045$24,540
Electricity $193$2,318
Total$9,066$108,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$310,834/yr
40% on housing$271,980/yr
45% on housing$241,760/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07650$629
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07650$482
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$1,299,000
2026-07-26Listed for sale$1,299,000
2026-07-20Pending sale$1,299,000
2026-07-01Price change$1,299,000
2026-04-29Price change$1,349,000
2026-01-23Pending sale$1,289,888
2026-01-07Listed for sale$1,289,888

For Sale by Agent

AgentNatalia Kronfeld
BrokerageColdwell Banker, Fort Lee

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