See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

423 S Stearns Ave, Deshler, OH, 43516

4beds
1baths
1,358sqft
$139,000
$102price/sqft
$1,115/moest. monthly cost
$44,600/yrincome needed

About This Home

Spacious property with big detach garage has electric and heat hook up. Walking distance to reservoir ,Set up showing today before gone

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
6/10
Patrick Henry High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1871

Materials

  • Foundation: Crawl Space
  • Roof: Metal,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: Inside

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Eat-in Kitchen
  • Flooring: Carpet
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,358
  • Total interior livable area: 1,358 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 40009001.0060
  • Zoning: residential

Features

  • Levels: One and One Half
  • Exterior features: Storage
  • Waterfront features: Creek

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 50x200

Parking

  • Total spaces: 3
  • Parking features: Gravel,Attached Carport,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$92$1,104
Property Taxes $128$1,536
Electricity $193$2,320
Total$1,115$13,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,228/yr
40% on housing$33,450/yr
45% on housing$29,733/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 43516$81
Henry County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 43516
Henry County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-07Listed for sale$139,000

For Sale by Agent

AgentDennis Boyer
BrokerageColdwell Banker Sigg Realty

Similar Homes