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793 Jackie Cove Rd, Hayesville, NC, 28904

4beds
4baths
3,040sqft
$829,900
$273price/sqft
$5,141/moest. monthly cost
$205,640/yrincome needed

About This Home

FIrst time on the market gorgeous craftsman home with 24.41 acres+/- of unrestricted privacy. Long scenic driveway through woods and pasture land to the large parking area. Stone steps lead to the low maintenance home has full wrap around covered porches including a screened porch and open covered patios. Gorgeous southern views of the Shooting Creek Mountains, Custom wood interior, tile and wood floors, solid wood cabinetry with built in book shelves, Large true masonry wood burning fireplace, new pex plumbing, Not many places like this remaining in our area where you have usable land and complete privacy with views AND United States Forest Service frontage/access. Fenced pasture with barn, fruit trees and ornamental trees, Some furnishings available, Come take a look. This is a generational property that rarely hits the market. Septic records not available to confirm septic matches physical bedroom count

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

--
Hayesville Primary SchoolGrades PK-28.1 mi
3/10
Hayesville MiddleGrades 6-88.3 mi
5/10
Hayesville HighGrades 9-128.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Craftsman
  • Property subType: Residential

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Bath/Stubbed

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • See Remarks,High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Vented,Wood Burning,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Propane
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,040
  • Total interior livable area: 3,040 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 650000214072

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Screened,Front Porch,Covered,Patio,Wrap Around,See Remarks
  • Exterior features: Storage,Pasture,Garden,Private Yard
  • Fencing: Fenced Pasture
  • Has view: Yes
  • View description: Mountain(s),Year Round,Pasture
  • Frontage type: USFS
  • Topography of land: Sloping,Rolling,Steep,Wooded

Lot

  • Lot size: 24.41 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Ice Storm
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in Clay County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,196$50,352
Home Insurance *$344$4,128
Property Taxes $318$3,816
Electricity $283$3,397
Total$5,141$61,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,262/yr
40% on housing$154,230/yr
45% on housing$137,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 28904$207
Clay County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 28904
Clay County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-07Listed for sale$859,900

For Sale by Agent

AgentMichael Anderson
BrokerageCentury 21 Black Bear Realty

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