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5851 Windbreak Ct, Apollo Beach, FL, 33572

3beds
2baths
1,801sqft
$479,000
$266price/sqft
$3,289/moest. monthly cost
$131,560/yrincome needed

About This Home

Style meets functionality in the Tern home design, featuring a generous open floor plan. The charming foyer opens into the casual dining area and the great room with a graceful tray ceiling. The well-appointed kitchen offers a center island with breakfast bar, useful pantry cabinet, and plenty of counter and cabinet space. Natural light floods in through multi-slide stacked doors opening onto the outdoor covered lanai. The appealing primary bedroom features an elegant tray ceiling, a spacious walk-in closet, and a tranquil primary bath with a dual-sink vanity, a luxe shower, and a private water closet. Two lovely secondary bedrooms are just steps away from a full hall bath. Additional highlights include an everyday entry, centrally located laundry, and extra storage throughout. Disclaimer: Photos are images only and should not be relied upon to confirm applicable features.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Doby Elementary SchoolGrades PK-52.5 mi
2/10
Eisenhower Middle SchoolGrades 2-3,5-123.3 mi
4/10
East Bay High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Toll Brothers

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,801 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$335$4,020
Property Taxes $335$4,020
Electricity $197$2,366
Total$3,289$39,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,765/yr
40% on housing$98,670/yr
45% on housing$87,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 33572$231
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33572$222
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Price change$549,000
2026-02-18Price change$569,000
2026-02-03Price change$564,000
2026-01-07Listed for sale$559,000

New Construction Spec

BrokerageToll Brothers

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