See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4105 S Wagon Dr, Stillwater, OK, 74074

4beds
3baths
1,937sqft
$361,500
$187price/sqft
$2,621/moest. monthly cost
$104,840/yrincome needed

About This Home

*****SELLER OFFERING $5,000 IN CONCESSIONS!***** Use it your way—toward upgrades, closing costs, or a rate buy-down—your possibilities start here! For added peace of mind, this home includes the standard builder’s warranty plus an additional 10-year Limited Structural third party Warranty through RWC, offering long-term confidence in your investment! Brand-New Construction—Your Dream Home Starts Here! This exciting new home is in the early stages of construction, offering a wonderful opportunity to imagine the possibilities as it comes to life! Set on a spacious .72-acre lot, this thoughtfully designed 1,937 SF floor plan features 4 bedrooms, 3 bathrooms, and a flex room perfect for a home office, playroom, or extra living space. A 4-car attached garage adds exceptional room for vehicles, storage, and hobbies. The primary suite is a true retreat with a charming bay window sitting area and a large walk-in closet. A secondary bedroom with a private bathroom provides comfort and privacy for guests or multi-generational living. Inside, you’ll love the modern finishes including granite countertops, stainless steel appliances, an undermount kitchen sink, canned lighting in the kitchen, and a convenient utility room designed for everyday ease. Enjoy relaxing mornings on the covered front porch and entertaining evenings on the covered patio, all while enjoying the space and freedom of this beautiful lot. Opportunities like this don’t last—secure this brand-new home now and watch your future take shape from the ground up! For informational purposes: HOA dues are $250 per year. This amount is sometimes posted as monthly on real estate websites. Est completion date is Beg of August.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
10/10
9/10
Stillwater High SchoolGrades 10-124.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,937
  • Total interior livable area: 1,937 sqft

Property

Details

  • Parcel number: 4105SWagon74074
  • Zoning description: Small Lot Single Family Stw

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 0.72 Acres
  • Lot size dimensions: 31363 SF

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Strong Wind
Wildfire
Winter Weather
Drought
Inland Flooding

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,827$21,924
Home Insurance $419$5,028
Property Taxes $231$2,772
Electricity $144$1,732
Total$2,621$31,452

Income You'd Need if You Spent...

35% on housing$89,862/yr
40% on housing$78,630/yr
45% on housing$69,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$179
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$361,000
2026-01-07Listed for sale$360,000

For Sale by Agent

AgentKristie Wirth
Brokerage405 Home Store, LLC

Similar Homes