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1637 SW 35th Circle, Okeechobee, FL, 34974

3beds
2baths
1,512sqft
$238,000
$157price/sqft
$1,948/moest. monthly cost
$77,920/yrincome needed

About This Home

Enjoy the comfort and convenience of this beautifully maintained double-wide home that offers the feel and functionality of a single-family residence. Thoughtfully designed with an open yet defined floor plan, this home features stylish gray wood-look laminate flooring throughout, creating a cohesive and modern aesthetic. The inviting kitchen serves as the heart of the home, offering white cabinetry, stainless steel appliances, and an adjoining dining area ideal for everyday living or hosting guests. Soaring volume ceilings and abundant natural light enhance the spacious interior. The private primary suite is designed for comfort with dual vanities, generous storage, a walk-in shower, and an oversized walk-in closet complete with built-in cabinetry. Two well-proportioned guest bedrooms provide comfortable accommodations for family and visitors. Outside you'll enjoy peaceful water views from the screened lanai, along with an attached two-car carport and a large storage shed for added convenience. Best of all, the land is owned, no land lease. Situated within the sought-after Seminole Cove 55+ community, residents enjoy an active lifestyle with low HOA dues that include gated entry, lawn care, and access to an impressive collection of amenities. The community features a clubhouse, resort-style swimming pool, shuffleboard courts, billiards and game rooms, a party room with kitchen facilities, beautifully maintained grounds, a picturesque lake with a fishing pier and fountain, private boat ramp with lake access, and a convenient fish cleaning station.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
South Elementary SchoolGrades PK-50.8 mi
3/10
Osceola Middle SchoolGrades 6-80.8 mi
3/10
Okeechobee High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Modular/Prefab

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium,Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Ice Maker,Microwave,Range,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Area,Bathtub,High Ceilings,Kitchen/Dining Combo,Main Level Primary,Pantry,Split Bedrooms,Storage,Soaking Tub,Separate Shower,Tub Shower,Walk-In Closet(s)
  • Window features: Blinds,Metal,Single Hung,Shutters
  • Flooring: Laminate,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 1,512 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 13337350020000000670
  • Zoning: Res
  • Special condition: Standard,Listed As-Is
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Covered,Deck,Patio,Screened
  • Exterior features: Lighting,Outdoor Living Area
  • Fencing: Fenced
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • Waterfront features: Canal Access,Canal Front,None

Lot

  • Lot size: 5,040 sqft
  • Features: Interior Lot,< 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Attached,Concrete,Covered,Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,203$14,436
Home Insurance *$254$3,048
Property Taxes $294$3,528
Electricity $197$2,366
Total$1,948$23,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,788/yr
40% on housing$58,440/yr
45% on housing$51,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$163
Okeechobee County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$238,000
2025-12-22Sold$183,000
2025-11-13Pending sale$199,000
2025-10-21Price change$199,000
2025-10-17Price change$195,000
2025-10-02Listed for sale$204,000
2025-09-30Listing removed$209,000
2025-06-09Price change$209,000
2025-05-10Listed for sale$215,000
2025-04-11Pending sale$215,000
2025-03-30Listed for sale$215,000
2018-09-07Sold$92,500
2018-08-07Pending sale$99,000
2018-06-23Listed for sale$99,000
2007-06-04Sold$120,000
2005-03-03Sold$19,500
2004-12-21Sold$9,900
2003-04-09Sold$63,000

For Sale by Agent

AgentMaria Castillo
BrokerageREDFIN CORPORATION

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